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Although, the primary goal zithromax online canada in patients with an acute myocardial infarction (AMI) is to reduce mortality and major adverse events, patient centred measures such as long-term health-related quality of life (HRQoL) also are important. The benefits of exercise for mortality reduction after AMI are well known but the effect on HRQoL has received less attention. In this issue of Heart, Hurdus and colleagues1 examined the temporal association of HRQoL with physical activity levels and cardiac rehabilitation in 4570 patients at 30 days, 6 and 12 months after AMI.

Both cardiac rehabilitation and self-reported physical activity of at least 150 min/week were positively associated in improvements in HRQoL at each time point, with an additive effect for physical zithromax online canada activity even in those receiving cardiac rehabilitation (figure 1).Health-related quality of life trajectories of patients with acute myocardial infarction according to their attendance at cardiac rehabilitation and/or self-reported physical activity of ≥150 min/week. EQ-VAS, EuroQol 5-Visual Analogue Scale" data-icon-position data-hide-link-title="0">Figure 1 Health-related quality of life trajectories of patients with acute myocardial infarction according to their attendance at cardiac rehabilitation and/or self-reported physical activity of ≥150 min/week. EQ-VAS, EuroQol 5-Visual Analogue ScaleIn an editorial, Taylor and Dalal2 point out that ‘When we ask our patients why they want to participate in cardiac rehabilitation (CR), the response that we invariably hear is that they do so because they want to be able to better undertake their activities and roles of daily life—in other words, patients undertake CR to improve their HRQoL.’ Although the results of the study reported in this issue of Heart,1 ‘require confirmation in a randomised trial, robust scientific methods were employed by this study group, with potential selection bias and confounding minimised by use of a weighted propensity score analysis.’ Clearly, we need to incorporate relevant measures of HRQoL in future clinical trials whenever possible.Prevention of stroke in patients with atrial fibrillation (AF) has been enhanced by the use of non-vitamin K antagonist oral anticoagulants (NOACs).

However, effectiveness depends not only on ensuring physicians prescribe NOACs appropriately but also on patients adhering to zithromax online canada the recommended therapy. In this issue of Heart, Capiau and colleagues3 explored how patient’s actual intake of medication (implementation adherence) was related to their experiences with and beliefs about NOACs. In a series of 766 patients with a mean age of 76 years, almost 21% reported non-adherence, most often due to forgetfulness.

Overall, about half the study population failed to take their NOAC on at least 17 days per year, despite a high level of acceptance of the need for therapy (figure 2).Scatter plot of zithromax online canada the necessity (X-axis) and concerns (Y-axis) scores of the study population. Every dot on the scatter plot corresponds with one necessity/concerns score combination but can include multiple patients. The range of the number of patients per score is indicated with different dot styles.

BMQ, beliefs about zithromax online canada medicines questionnaire. MPR, medication possession ratio." data-icon-position data-hide-link-title="0">Figure 2 Scatter plot of the necessity (X-axis) and concerns (Y-axis) scores of the study population. Every dot on the scatter plot corresponds with one necessity/concerns score combination but can include multiple patients.

The range of the number of patients per score is indicated with zithromax online canada different dot styles. BMQ, beliefs about medicines questionnaire. MPR, medication possession ratio.Hendriks and colleagues4 propose approaches to improving adherence with NOAC therapy.

€˜As patients age, multimorbidity increases, and cognitive decline and dementia associated with AF zithromax online canada may affect the ability to self-manage medications. Integrated care models in which multiple specialists work closely together can help to identify these changes, and assist patients to receive the help they need. For some increased carer support may suffice, while for others text or phone messaging may have a place or the use of dose administration aids may be indicated.’An ambulatory ECG is a common diagnostic test for patients with palpitations or syncope but the information obtained needs to be interpreted in the context of the normal variation in heart rhythm across the age spectrum.

In a meta-analysis of 33 studies than included zithromax online canada 6466 healthy adults with ambulatory ECG recordings, Williams and colleagues5 found that:Sinus pauses over 3 s in length occurred in <1% of subjects.Any supraventricular or ventricular ectopy was common and increased in prevalence with age.In patients aged 60–79 years, frequent supraventricular ectopy (>1000/24 hours) was seen in 6%, supraventricular tachycardiac in 28%, frequent ventricular ectopy (>1000/24 hours) in 5% and non-sustained ventricular tachycardia in only 2%.Johnson and Conen6 summarise this data (figure 3), discuss the definition of ‘normal’ and suggest that additional work is needed in understanding the prevalence and prognostic value of these variations in cardiac rhythm. €˜Only then we can reliably interpret ambulatory ECG recordings and start thinking about reliable interventions to improve patient outcomes.’(A) Prevalence of arrhythmias by age groups. (B) Schematic overview of possible inter-relationships between normal physiology, SVE, AF and complications.

AF, atrial zithromax online canada fibrillation. AV, atrioventricular. NSVT, non-sustained ventricular tachycardia.

SVE, supraventricular zithromax online canada ectopy. SVT, sustained ventricular tachycardia. VE, ventricular ectopy." data-icon-position data-hide-link-title="0">Figure 3 (A) Prevalence of arrhythmias by age groups.

(B) Schematic overview of possible inter-relationships between normal physiology, zithromax online canada SVE, AF and complications. AF, atrial fibrillation. AV, atrioventricular.

NSVT, non-sustained ventricular tachycardia zithromax online canada. SVE, supraventricular ectopy. SVT, sustained ventricular tachycardia.

VE, ventricular ectopy.The Education in Heart article in this issue provides a quick tutorial on the role of imaging for evaluation of aortic and mitral regurgitation.7 Key steps in imaging are to identify the mechanism of regurgitation, measure the severity of regurgitation using a multiparametric approach, and assess the consequences of regurgitation, including adverse changes in left ventricular size and function and in pulmonary pressures.A review article on positron emission tomography provides a concise introduction for zithromax online canada clinicians of the emerging uses of this advanced imaging modality in clinical diagnosis of patients with ischaemic heart disease, heart failure, prosthetic valve endocarditis and cardio-oncology8 (figure 4).Potential scope of PET imaging in cardiovascular disease. CVD, cardiovascular disease. ICD, implantable cardioverter difibrillator.

PET, positron zithromax online canada emission tomography. VT, ventricular tachycardia." data-icon-position data-hide-link-title="0">Figure 4 Potential scope of PET imaging in cardiovascular disease. CVD, cardiovascular disease.

ICD, implantable cardioverter difibrillator zithromax online canada. PET, positron emission tomography. VT, ventricular tachycardia.The Cardiology in Focus article in this issue is the second of a two-part topic on computer programming for the clinician.9.

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A new batch of research from Google http://www.biobauernhof-dangl.at/can-you-buy-levitra-at-walmart Cloud finds near-universal agreement among physicians that interoperability should be a top priority for the hospitals and zithromax z pak 250mg health systems where they practice.WHY IT MATTERSOf the 300-plus physicians polled by The Harris Poll by Google Cloud, 96% said efforts to enable access to needed clinical data will help improve patient safety and could help save lives. Only slightly fewer (95%) said more seamless data exchange will lead to better patient outcomes, while 86% percent said interoperability that ensures the right data is available for the right person at the right time enables faster diagnoses.The clinicians surveyed say they have an appetite to provider "more personalized care with increased operational efficiency," said Dr. Joe Corkery, director of product management for healthcare and life sciences at Google Cloud, in a blog post."More than 9 in 10 physicians say the ability to efficiently incorporate patient data into care plans is critical to care coordination (91%), and the use of inefficient electronic health records systems (which require excessive scrolling, pop-ups, manual data entry, etc.) has had a negative zithromax z pak 250mg impact on their ability to deliver quality care (92%). Most physicians (90%) say if they could reduce the time they spend on reviewing/updating their patients’ healthcare records by 5%, they would be able to provide more personalized care." Indeed, nearly two thirds of physicians polled (63%) said burdensome reporting systems were their biggest pain point.If these docs think improved interoperability will improve the provider experience, they also think it will do the same for patient experience."Physicians also say improved access to patient data would allow them to better communicate with patients (60%).

More quickly identify high-risk zithromax z pak 250mg patients (59%). Better recommend appropriate treatments (56%). And make more accurate (53%) and quicker zithromax z pak 250mg (49%) diagnoses," said Corkery."That probably explains why nearly 9 in 10 physicians (87%) say data interoperability should be a priority at their healthcare organization right now, with nearly 2 in 5 (38%) saying it should be a high priority right now."THE LARGER TRENDToo often, electronic health records are presenting physicians with "disparate files and folders rather than presenting comprehensive, actionable data in a context that gives meaning," as another recent study focused on provider experience shows.So healthcare organizations are striving to comply with the interoperability and patient access rules put forth by both the Centers for Medicare and Medicaid Services and the Office of the National Coordinator for Health IT, and these agencies have promised continued outreach to help with policy understanding and regulatory compliance.Some providers still have questions about the new rules, but help is out there – and there is an array of education sessions and demonstrations at the Interoperability Showcase scheduled for HIMSS21 in Las Vegas next month.Meanwhile, interoperability standards and strategies continue to evolve as the fragmented U.S. Healthcare system moves toward the ideal future state of "learning health system."ON THE RECORD"buy antibiotics affirmed the importance of data in healthcare, as the world rose to the challenge of understanding and fighting the zithromax," said Corkery.

"For decades, patient data has zithromax z pak 250mg been stuck in silos, forcing physicians and caregivers to hunt across multiple sources for various bits of information to create a complete picture of a patient’s health."This lack of data interoperability has not only slowed caregivers down, it has impacted their ability to provide the best possible care," said Corkery. "On the flip side, investing in healthcare data interoperability opens up so many possibilities to improve care – and, to put it bluntly, save lives." Twitter. @MikeMiliardHITNEmail the zithromax z pak 250mg writer. Mike.miliard@himssmedia.comHealthcare IT News is a HIMSS publication.Mass General Brigham this week announced a partnership with YouTube to offer viewers access to credible medical information from the health system's experts.

The organization, along with other healthcare and research institutions, will spearhead entertaining, fact-based videos to share information zithromax z pak 250mg about a variety of topics."In our increasingly digital world, the next phase in health communication is video, where health care professionals can connect with patients and answer their questions in a way that is both visual and personal," said Dr. Garth Graham, director and global head of healthcare and public health at YouTube, in a statement. "YouTube, which has more than zithromax z pak 250mg 2 billion monthly active users, has the potential to be a transformative tool for public health and can positively impact communities at scale," Graham added. WHY IT MATTERS As rampant medical disinformation – including about the buy antibiotics treatment – has swept across the Internet, social media companies have taken steps to attempt to stem the tide.

YouTube, for instance, removed more than 800,000 videos between February 2020 zithromax z pak 250mg and March 2021 that contained antibiotics misinformation. Now, the platform is trying to spread accurate information instead.In addition to partnering with organizations like Mass General Brigham and the American Public Health Association to create content, YouTube says it is amplifying credible and relevant information for U.S. Viewers. According to a blog posted by Graham, the company will add new health source information panels on videos to help viewers identify those authoritative sources, along with health content shelves that more effectively highlight content from these sources when users search for specific health topics.

"These context cues are aimed at helping people more easily navigate and evaluate credible health information," explained Graham. "People will still be able to find relevant videos from a range of sources in their search results."According to Graham, YouTube relied on principles drafted by an expert panel convened by the National Academy of Medicine, who had been asked to consider the question of how health sources attain and maintain their authority. "We hope that other tech companies will also review and consider how these principles might help inform their work with their own products and platforms," said Graham. "While only accredited health organizations and government entities are currently included in our health context features, we’re exploring ways to broaden eligibility and evaluate inclusion of other health sources, as well as ways to expand these features globally," Graham added.

THE LARGER TREND Health systems have leaned on informational videos to accomplish a wide range of patient engagement goals. For instance, the Medical Center at Bowling Green, located in Kentucky, used patient-education TV linked to electronic health records in order to increase its HCAHPS scores. "Video education improves retention of information in patients with low health literacy,” said Andrea Sturm, RN, a patient educator at the center, to Healthcare IT News. Other systems have tapped video tools to propel end-of-life discussions or, more recently, to ensure patients are getting their second treatment dose.

ON THE RECORD "Our system is committed to providing credible, trusted information for our patients," said Dr. Ravi Thadhani, chief academic officer at Mass General Brigham, in a statement about the YouTube partnership. "By working together with a global digital platform like YouTube, we will broaden the reach of our experts and greatly expand access to trusted health information, not just to those in our communities, but to all people around the world," Thadhani said. Kat Jercich is senior editor of Healthcare IT News.Twitter.

@kjercichEmail. Kjercich@himss.orgHealthcare IT News is a HIMSS Media publication..

A new batch of research from Google Cloud finds near-universal agreement among physicians that interoperability should be zithromax online canada a http://www.biobauernhof-dangl.at/can-you-buy-levitra-at-walmart top priority for the hospitals and health systems where they practice.WHY IT MATTERSOf the 300-plus physicians polled by The Harris Poll by Google Cloud, 96% said efforts to enable access to needed clinical data will help improve patient safety and could help save lives. Only slightly fewer (95%) said more seamless data exchange will lead to better patient outcomes, while 86% percent said interoperability that ensures the right data is available for the right person at the right time enables faster diagnoses.The clinicians surveyed say they have an appetite to provider "more personalized care with increased operational efficiency," said Dr. Joe Corkery, director of product management for healthcare and life sciences at Google Cloud, in a blog post."More than 9 in 10 physicians say the ability to efficiently incorporate patient data into care plans is critical to care coordination (91%), and the use of inefficient electronic health records systems (which zithromax online canada require excessive scrolling, pop-ups, manual data entry, etc.) has had a negative impact on their ability to deliver quality care (92%).

Most physicians (90%) say if they could reduce the time they spend on reviewing/updating their patients’ healthcare records by 5%, they would be able to provide more personalized care." Indeed, nearly two thirds of physicians polled (63%) said burdensome reporting systems were their biggest pain point.If these docs think improved interoperability will improve the provider experience, they also think it will do the same for patient experience."Physicians also say improved access to patient data would allow them to better communicate with patients (60%). More quickly identify high-risk patients (59%) zithromax online canada. Better recommend appropriate treatments (56%).

And make more accurate (53%) and quicker (49%) diagnoses," said Corkery."That probably explains why nearly 9 in 10 physicians (87%) say data interoperability should be a priority at their healthcare organization right now, with nearly 2 in 5 (38%) saying it should be a high priority right now."THE LARGER TRENDToo often, electronic health records are presenting physicians with "disparate files and folders rather than presenting comprehensive, actionable data in a context that gives meaning," as another recent study focused on provider experience shows.So healthcare organizations are striving to comply with the interoperability and patient access rules put forth by both the Centers for Medicare and Medicaid Services and the Office of the National Coordinator for Health IT, and these agencies have promised continued outreach to help with policy understanding and regulatory compliance.Some providers still have questions about the new rules, but help is out there – and there is an array of education sessions and demonstrations at the Interoperability Showcase scheduled zithromax online canada for HIMSS21 in Las Vegas next month.Meanwhile, interoperability standards and strategies continue to evolve as the fragmented U.S. Healthcare system moves toward the ideal future state of "learning health system."ON THE RECORD"buy antibiotics affirmed the importance of data in healthcare, as the world rose to the challenge of understanding and fighting the zithromax," said Corkery. "For decades, patient data has been stuck in silos, forcing physicians and caregivers to hunt across multiple sources for various bits of information to create a complete picture of a patient’s health."This lack of data interoperability has not only zithromax online canada slowed caregivers down, it has impacted their ability to provide the best possible care," said Corkery.

"On the flip side, investing in healthcare data interoperability opens up so many possibilities to improve care – and, to put it bluntly, save lives." Twitter. @MikeMiliardHITNEmail the writer zithromax online canada. Mike.miliard@himssmedia.comHealthcare IT News is a HIMSS publication.Mass General Brigham this week announced a partnership with YouTube to offer viewers access to credible medical information from the health system's experts.

The organization, along with other healthcare and research institutions, will spearhead entertaining, fact-based videos to share information about a variety of topics."In our increasingly digital world, the next phase in health communication is video, where health care professionals can connect with patients and answer zithromax online canada their questions in a way that is both visual and personal," said Dr. Garth Graham, director and global head of healthcare and public health at YouTube, in a statement. "YouTube, which has more than 2 billion monthly active users, has the potential to be a transformative tool for public health and can positively impact communities zithromax online canada at scale," Graham added.

WHY IT MATTERS As rampant medical disinformation – including about the buy antibiotics treatment – has swept across the Internet, social media companies have taken steps to attempt to stem the tide. YouTube, for instance, removed more than 800,000 zithromax online canada videos between February 2020 and March 2021 that contained antibiotics misinformation. Now, the platform is trying to spread accurate information instead.In addition to partnering with organizations like Mass General Brigham and the American Public Health Association to create content, YouTube says it is amplifying credible and relevant information for U.S.

Viewers. According to a blog posted by Graham, the company will add new health source information panels on videos to help viewers identify those authoritative sources, along with health content shelves that more effectively highlight content from these sources when users search for specific health topics. "These context cues are aimed at helping people more easily navigate and evaluate credible health information," explained Graham.

"People will still be able to find relevant videos from a range of sources in their search results."According to Graham, YouTube relied on principles drafted by an expert panel convened by the National Academy of Medicine, who had been asked to consider the question of how health sources attain and maintain their authority. "We hope that other tech companies will also review and consider how these principles might help inform their work with their own products and platforms," said Graham. "While only accredited health organizations and government entities are currently included in our health context features, we’re exploring ways to broaden eligibility and evaluate inclusion of other health sources, as well as ways to expand these features globally," Graham added.

THE LARGER TREND Health systems have leaned on informational videos to accomplish a wide range of patient engagement goals. For instance, the Medical Center at Bowling Green, located in Kentucky, used patient-education TV linked to electronic health records in order to increase its HCAHPS scores. "Video education improves retention of information in patients with low health literacy,” said Andrea Sturm, RN, a patient educator at the center, to Healthcare IT News.

Other systems have tapped video tools to propel end-of-life discussions or, more recently, to ensure patients are getting their second treatment dose. ON THE RECORD "Our system is committed to providing credible, trusted information for our patients," said Dr. Ravi Thadhani, chief academic officer at Mass General Brigham, in a statement about the YouTube partnership.

"By working together with a global digital platform like YouTube, we will broaden the reach of our experts and greatly expand access to trusted health information, not just to those in our communities, but to all people around the world," Thadhani said. Kat Jercich is senior editor of Healthcare IT News.Twitter. @kjercichEmail.

Kjercich@himss.orgHealthcare IT News is a HIMSS Media publication..

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Minnesota marketplace highlights he said and updatesOpen enrollment for 2021 health plans azithromycin zithromax rx tablets. November 1, azithromycin zithromax rx tablets 2020 through December 22, 2020. Residents with qualifying events can still enroll or make changes to their 2020 coverage.Insurers implementing modest rate increases for 2021, after three straight years of average rate decreases.

Quartz has joined the exchange for 2021, bringing total number of insurers to five.117,520 people enrolled for 2020, a new record for MNsure.Insurer participation azithromycin zithromax rx tablets in MNsure. 2014 to 2021.Reinsurance program received federal approval, began operation in 2018.With reinsurance, rates decreased for 2018 and again, even more significantly, for 2019. But reinsurance also reduced funding for MinnesotaCare.The elimination of CSR azithromycin zithromax rx tablets funding further reduced MinnesotaCare funding, but this has been partly restored by a court ruling.MN provided premium relief for non-subsidy-eligible enrollees for 2017 only.Governor vetoed a proposed 2019 switch to HealthCare.gov.MNsure’s small business exchange no longer has any participating insurers.Minnesota health exchange overviewMinnesota’s one of the states fighting the hardest to preserve the Affordable Care Act’s gains.

See actions Minnesota has taken.Minnesota’s state-run exchange, MNsure, has five participating insurers for 2021, up from four in 2020. The exchange has more than 117,000 individual market enrollees as of 2020.As a result of the azithromycin zithromax rx tablets buy antibiotics zithromax, MNsure joined most of the other state-run exchanges in offering a special enrollment period during which people who were uninsured could enroll in a health plan. MNsure’s special enrollment period began March 23, and continued through April 21.

Nearly 9,500 Minnesota residents enrolled in private plans through MNsure azithromycin zithromax rx tablets during this window, as well as another 13,700 who enrolled in MinnesotaCare or Medicaid (enrollment in those programs is open year-round for eligible residents).Allison O’Toole, who led MNsure as CEO for three years, announced her resignation in March 2018, and the exchange named Nate Clark, the MNsure COO, as acting CEO. A few months later, the MNsure board named Clark as the permanent CEO. O’Toole left MNsure to work as director of state affairs for azithromycin zithromax rx tablets United States of Care, a non-profit created by Andy Slavitt, who was the acting administrator of CMS under the Obama Administration.Throughout 2017, Minnesotans who bought their own health insurance (on or off-exchange) and weren’t eligible for ACA subsidies were provided with 25 percent premium rebates from the state as a result of S.F.1, signed into law by Governor Dayton in early 2017.

The subsidies helped to offset the large premium increases that applied in Minnesota in 2017, and helped to stabilize the individual health insurance market in 2017. But the premium rebate program expired at the end of 2017.Thanks in large part to the new reinsurance program that Minnesota created (details below), premiums azithromycin zithromax rx tablets decreased in Minnesota’s individual market in 2018, 2019, and again in 2020, although rates are increasing modestly for 2021. In May 2019, Minnesota leaders reached an agreement on a budget that included an extension of the reinsurance program through 2020 and 2021 (it has already been granted federal approval through the end of 2022, but the state has to continue to cover its share of the cost.

Minnesota Governor Tim Walz had hoped to implement a premium subsidy program and a new tax credit in Minnesota starting in 2020 azithromycin zithromax rx tablets. But a compromise in the budget ended up with the state opting to continue the existing reinsurance program for two more years instead.).But the waiver that provides federal pass-through funding for reinsurance also resulted in a sharp and unexpected decrease in federal funding for MinnesotaCare, the Basic Health Program that provides coverage for people with income between 138 percent and 200 percent of the poverty level (between $16,642 and $24,120 for a single person).In addition, the elimination of federal funding for cost-sharing reductions (CSR) in October 2018 resulted in a funding cut for MinnesotaCare, since the program is funded in large part by federal funds that would otherwise have been used to pay for premium subsidies and cost-sharing reductions in the exchange for the population that is instead eligible for MinnesotaCare. After an azithromycin zithromax rx tablets ensuing legal battle, a judge ordered HHS to restore funding for MinnesotaCare, although a resolution of the situation is ongoing, and the amount that HHS agreed to pay was still less than MinnesotaCare would have received if CSR funding had continued.Open enrollment for 2021 health plans extended through December 22, 2020.

Insurers implementing modest rate increases for 2021, after three years of overall rate decreasesMNsure enabled window shopping for 2021 health plans as of October 12, 2020. This gives residents a few azithromycin zithromax rx tablets weeks to browse the available plans before open enrollment starts on November 1, 2020. And MNsure has announced that open enrollment will continue through December 22, 2020.

That’s a week longer than the open enrollment period that azithromycin zithromax rx tablets will apply in states that use the federally-run exchange. The flexibility to extend open enrollment is often cited as one of the benefits of having a fully state-run exchange. (MNsure had a similar extension last December, for 2020 health plans).For azithromycin zithromax rx tablets 2021, Quartz is joining the Minnesota marketplace.

Quartz currently offers plans in Illinois and Wisconsin, and is expanding into Minnesota for 2021. And two of the existing insurers — HealthPartners and UCare — are expanding their coverage areas for 2021 (BluePlus and Medica offer coverage statewide, and will continue to do so in 2021).The following average rate changes have been azithromycin zithromax rx tablets approved for MNsure’s insurers:Blue Plus. 4.21 percent increase (down from an initially proposed 7.12 percent increase)Group Health/Health Partners (GHI).

0.67 percent azithromycin zithromax rx tablets increase (down from an initially proposed 4.15 percent increase)Medica. 2.42 percent azithromycin zithromax rx tablets increase (down from an initially proposed 7.06 percent increase)UCare. 1.6 percent increase (up from an initially proposed 1.39 percent decrease)Quartz.

New for 2021, so no applicable rate azithromycin zithromax rx tablets changePreferredOne Insurance Company, which offers plans outside the exchange, is increasing premiums by 1.05 percent (down from an initially proposed average increase of 5.09 percent). Rate changes in previous years2015. Average increase of 4.5 azithromycin zithromax rx tablets percent.

MNsure critics characterized the official announcement as misleading as it failed to take into account low-cost 2014 plans from PreferredOne. Consumers who bought a PreferredOne plan through MNsure for 2014 could only renew their policies for 2015 by working directly with the insurer, since PreferredOne stopped offering plans in azithromycin zithromax rx tablets the exchange at the end of 2014. However, PreferredOne rates went up an average of 63 percent, and consumers didn’t qualify for subsidies if they shopped outside the exchange.

2016. Average increase of 41.4 percent for the individual market, and about 38.5 for plans sold in MNsure (ie, not counting PreferredOne). Rates increased significantly in 2016 across the entire individual market in Minnesota — including plans sold through MNsure, the state-run exchange.Approved rates for 2016 were announced on October 1, 2015, ranging from about 15 percent for Medica to 49 percent for Blue Cross Blue Shield of Minnesota.

In general, the carriers cited higher-than-expected claims costs over the past year, along with the impending phase-out of the ACA’s reinsurance program as justification for their 2016 rate requests. But Governor Mark Dayton called some of the higher proposed increases “outrageous,” and promised a rigorous review of the filed rate changes and justifications. Ultimately, regulators were able to limit the highest rate increases to 49 percent — as opposed to the 54 percent that had been requested by Blue Plus and BCBS of MN — but the final weighted average rate increase in the individual market in Minnesota still ended up being the highest in the nation.

But Minnesota still had the lowest overall premiums in the upper midwest (although Minnesota had the highest average rate increase in the country for 2016, they had the lowest overall rates in the country in 2014 and 2015).Minnesota Commerce Commissioner Mike Rothman called the rate increases “unacceptably high,” and Gov. Dayton noted that he was “extremely unhappy” with the rate changes. But Rothman noted that his office “objected to all of the rates across the board,” and “squeezed out everything we could that was not actuarial justified.” In other words, the final rates, although much higher than officials and policyholders would have liked, were justified based on medical claims costs — the population enrolled in individual health plans in Minnesota was sicker than expected, and drug costs had been particularly onerous.Only about 55 percent of people who had 2015 coverage through MNsure received premium subsidies.

But due to the sharp premium increases, that had increased to about 63 percent for the people who had purchased or renewed coverage as of June 2016.2017. When the Minnesota Department of Commerce announced health insurance rates for 2017 for the individual and small group markets, the rate hikes were somewhat reasonable in the small group market (ranging from a decrease of 1 percent to an increase of 17.8 percent), but the individual market was “experiencing serious disruptions in 2017” and “on the verge of collapse.” The four carriers that offered plans through MNsure had the following average rate increases in 2017:Blue Plus = 55 percentHealthPartners/Group Health (GHI) = 50 percent (HealthPartners is only offering plans in 10 of the 67 counties where they offered plans in 2016. Their enrollment cap is 72,000 for 2017)Medica = 57.5 percent (enrollment cap is 50,000 for 2017)UCare = 66.8 percent (UCare capped enrollment at 30,000 for 2017, but only had 16,000 enrollees in 2016)The enrollment caps that HealthPartners, Medica, and UCare employed for 2017 were approved as part of the rate review process, and are designed to protect carriers from further financial losses as they absorb BCBSMN’s enrollees who are shopping for new coverage during open enrollment.In a news release relating to the rate announcement for 2017, the Minnesota Department of Commerce didn’t mince words.

They noted that the individual market in the state was on the brink of collapse, and that they did everything in their power to save the market. While they succeeded in keeping the state’s individual market viable for 2017, with only one carrier exiting (BCBSMN, although their HMO affiliate, Blue Plus, remained in the exchange), they reiterated very clearly that substantial reforms would be needed to keep the market stable in future years, and highlighted the fact that rates would be sharply higher and that carriers would limit enrollment in 2017.2018. Final rates for 2018 were approved in October 2017 (comprehensive information about the approved rates is here), based on the Minnesota Premium Security Plan (MSPS) being implemented but cost-sharing reductions (CSR) not being funded by the federal government (the cost of CSRs was added to on-exchange Silver plans).

Average approved rate changes for MNsure insurers ranged from a 13.3 percent decrease for UCare to a 2.8 percent increase for Blue Plus. Three of the four MNsure insurers decreased their average premiums for 2018.On September 21, MNsure had posted a notice indicating that if the reinsurance program were not approved, rates would be about 20 percent higher than they would otherwise be in 2018. Fortunately for Minnesota residents, the reinsurance program did receive federal approval, and average rates declined slightly for 2018.But some enrollees who don’t get ACA premium subsidies still experienced a rate increase, due to the termination of the one-year, state-funded 25 percent premium rebates at the end of 2017.PreferredOne, which exited MNsure at the end of 2014 and only offers coverage in the off-exchange market, proposed dramatically lower rates for 2018.

A 38 percent average decrease if MSPS were to be approved, and a 23 percent average decrease if not. The 38 percent decrease was implemented, and no adjustments were necessary to account for CSR funding, since PreferredOne does not offer plans in the exchange, and CSRs are only available on silver exchange plans.2019. Average premium decrease of 12.4 percent.

Average premiums dropped for all five insurers in the individual market in 2019. This was the second year in a row of declining rates in Minnesota, but Blue Plus had a small rate increase for 2018, so 2019 was the first year that all five insurers decreased their average rates. Minnesota insurance regulators noted that rates in 2019 were about 20 percent lower than they would have been without the reinsurance program.But most of Minnesota’s insurers charged higher rates in 2019 than they would have if the individual mandate penalty hadn’t been eliminated, and if access to short-term plans and association health plans hadn’t been expanded by the Trump administration.

For example, UCare’s rate filing notes that while average rates were decreasing by about 10 percent, the rate decrease would have been nearly 15 percent if the individual mandate penalty had remained in place.At ACA Signups, Charles Gaba calculated a weighted average rate decrease of 12.4 percent for 2019 in Minnesota, but noted that the average decrease would have been nearly 19 percent without those changes at the federal level.2020. Average premium decrease of 1 percent. Four of the five insurers (including PreferredOne, which only offers coverage off-exchange) in Minnesota’s individual market decreased their average premiums for 2020.

This was the third year in a row that average individual market premiums dropped in Minnesota’s individual market, due in large part to the reinsurance program that the state has established.The following average rate changes were implemented for 2020:Blue Plus. 1.5 percent decrease (Blue Plus had originally proposed a 4.8 percent increase)Group Health/Health Partners (GHI). 1.26 percent decrease (GHI had originally proposed a 2.1 percent increase)Medica.

1.01 percent decrease (Medica had originally proposed an average decrease of 1.4 percent)UCare. 0.18 percent increase (UCare originally proposed a 0.3 percent increase)PreferredOne, which only offers off-exchange coverage, reduced their rates by an average of 20 percent, on the heels of an 11 percent decrease in 2019. MNsure enrollment exceeded 116k in 2018, dropped to 113k for 2019, but grew to more than 1117k in 2020From 2014 through 2018, enrollment in MNsure’s individual market plans increased every year, reaching 116,358 people by 2018.

That was the highest open enrollment total in MNsure’s history, despite the shorter enrollment period, which ended in mid-January instead of the end of January (open enrollment for 2018 coverage ended on December 15, 2017 in states that use HealthCare.gov, but MNsure opted to extend their enrollment window that year, and have also extended subsequent enrollment windows).Enrollment dropped for the first time in 2019, when 113,552 people enrolled in individual market plans through MNsure. In most states that use HealthCare.gov, enrollment peaked in 2016 and has been dropping since then. But MNsure’s drop-off in 2019, which amounted to only a 2.4 percent reduction in enrollment, is the only time year-over-year enrollment has declined.

Notably, the ACA’s individual mandate penalty was eliminated as of 2019, and regulations that the Trump administration implemented in late 2018 now make it more feasible for healthy people to use short-term plans instead of ACA-compliant plans (Minnesota has its own rules for short-term plans, but they’re more relaxed than the Obama-era federal rules that applied in 2017 and most of 2018).And for 2020, enrollment grew again, reaching a record high of 117,520 enrollees.Here’s a look at the number of people who have signed up for individual market plans through MNsure during each year’s open enrollment period. These numbers all represent total enrollment at the end of open enrollment. Effectuated enrollment is always lower, and MNsure provides periodic effectuated enrollment data on their board meeting materials page.

Insurer participation in MNsure. 2014-20212014. Five insurers offered individual policies through MNsure for 2014.

Blue Cross Blue Shield of Minnesota, HealthPartners/Group Health, Medica, PreferredOne, and UCare. Kaiser Health News reported that Minnesota offered some of the lowest premiums for silver (mid-level) plans in the U.S. Four of Minnesota’s nine regions made Kaiser’s list of the 10 least expensive places to buy health insurance.2015.

But PreferredOne, which offered the lowest rates in the nation in 2014 and captured a large portion of 2014 enrollees, withdrew from MNsure for 2015. PreferredOne said remaining on the exchange was “not administratively and financially sustainable.” A Star Tribune business writer attributed PreferredOne’s departure as a market dynamics issue rather than a problem with MNsure.However, Blue Plus (an affiliate of Blue Cross Blue Shield of MN, offering HMO plans) joined the exchange for 2015, so there were still five insurers offering plans for 2015. Blue Cross Blue Shield of Minnesota, Blue Plus, Health Partners/Group Health, Medica, and UCare.

MNsure offered 84 plans statewide, up from 78 for 2014.2016. BCBSMN, Blue Plus, Health Partners/Group Health, Medica, and UCare offered individual market plans through MNsure for 2016.2017. In an effort to recruit more carriers to offer plans through MNsure for 2017 — particularly outside the Twin Cities metro area — state regulators sent out a request for proposals from health insurers on August 15, 2016.

Regulators noted that insurers could propose waivers of regulations in order to make it feasible for them to offer coverage through MNsure, although any such waiver requests would have to be approved by regulators.Steven Parente, a health insurance expert at the University of Minnesota, called the state’s effort to recruit insurers to MNsure a “distress call” and noted that August 15 is awfully late in the year to be putting out a request for insurer participation, given that open enrollment begins November 1. And ultimately, no new insurers opted to join MNsure for 2017.Blue Cross Blue Shield of MN dropped their individual market PPO plans at the end of 2016 due to significant financial losses. That left Blue Plus (which offered HMOs and covered roughly 13,000 people in 2016 in the individual market) as the only BCBSMN affiliate in the exchange.

Roughly 103,000 people had to select new plans during open enrollment.Most of those BCBSMN enrollees had off-exchange coverage, though. There were only about 20,400 MNsure enrollees (a little more than one in five MNsure enrollees) with coverage under BCBSMN who needed to switch to another plan during open enrollment. BCBSMN had individual PPO options available in all 87 counties in Minnesota through MNsure in 2016, while the Blue Plus coverage area — comprised of four separate HMO networks — was available in 77 of the state’s counties.Nationwide, carriers have been shifting away from PPOs and towards HMOs and EPOs.

In Colorado, Anthem Blue Cross Blue Shield also dropped their PPOs at the end of 2016. In Indiana, there were no PPOs available in the individual market by 2017. Blue Cross Blue Shield of New Mexico dropped all of their individual market plans at the end of 2015 except one off-exchange HMO.

Blue Cross Blue Shield of Texas dropped their individual market PPO plans at the end of 2015.The broad network offered by PPOs tends to be attractive to enrollees who have health problems. They’re often willing to pay higher premiums in trade for access to broad network of hospitals and specialists. But PPOs are expensive for carriers, as enrollees don’t need primary care referrals to see specialists, and it’s more challenging for carriers to hold down costs when there are more providers in the network.All of the MNsure carriers except Blue Plus are also limiting their total enrollment for 2017.

By November 11, 2016, less than two weeks into open enrollment for 2017 coverage, Medica had hit their 50,000 member enrollment cap for 2017 (including on and off-exchange enrollments, and also accounting for expected renewals of 2016 Medica plans), and their policies were no longer available in the individual market in Minnesota, on or off-exchange. The only exception was five counties (Benton, Crow Wing, Mille Lacs, Morrison, and Stearns) where Medica agreed not to limit enrollment, as all of the other available carriers in those counties have imposed enrollment caps too. In those five counties, Medica plans continued to be available.At that point, Medica’s market share in MNsure for 2017 stood at 34.2 percent.

By December 14, Medica’s market share had dropped to 27.7 percent, as enrollments had continued to climb for the remaining carriers.On January 31, Medica re-opened enrollment for 2017. This was because a smaller-than-expected number of 2016 Medica enrollees renewed their plans for 2017, meaning that the carrier still had some wiggle room under their 50,000 member cap. At that point, they had room for about 7,000 more enrollees.

Medica plans were thus available throughout the duration of the special enrollment period that was added on at the end of open enrollment, and continue to be available for people with qualifying events.2018. Plans continued to be available from Blue Plus, Health Partners/Group Health (GHI), Medica, UCare. In the months before a decision was reached regarding an extension of the open enrollment window for 2018 plans (the first year that the federal government imposed a shorter, month-and-a-half enrollment window), two of MNsure’s participating insurers had differing positions.

UCare believed the exchange should add an additional two-week special enrollment period, while Medica did not want the exchange to have the option to extend the newly-scheduled six-week enrollment window. Notably, Medica capped their enrollment very early during the 2017 open enrollment period, and while UCare also had an enrollment cap, it was set with a target of nearly doubling their 2016 enrollment. But Medica is the only MNsure insurer that didn’t set an enrollment cap for 2018.As was the case for 2017, enrollment caps were used in the individual market in Minnesota for 2018 by all insurers other than Medica (Medica did have an enrollment cap for 2017, which they hit very early in open enrollment.

However, they resumed enrollments at the end of January 2017). Details about the insurers’ enrollment caps are in the plan binders in SERFF. For 2018, MNsure insurers implemented the following enrollment caps:Blue Plus.

55,000 member cap (aiming for a target of 50,000 effectuated enrollees, but effectuated enrollment is always lower than the number of people who initially enroll)Health Partners/Group Health (GHI). 73,400 member cap (aiming for a target of 70,000 effectuated enrollees)Medica. No enrollment capUCare.

35,000 member cap (aiming for a target of 30,000 effectuated enrollees)MNsure confirmed in May 2018 that none of their insurers had hit their enrollment caps for 2018.Outside the exchange, PreferredOne had an enrollment cap of 3,000 members, although their 2017 membership was only about 300 people.2019 and 2020. Blue Plus, Health Partners/Group Health, UCare, and Medica have continued to offer plans through MNsure, and all of them continued to participate in 2020 as well. Blue Plus expanded to once again offer statewide coverage in 2020, for the first time since 2016.2021.

Quartz joined the exchange for 2021, joining the four existing insurers. HealthPartners and UCare are both expanding their coverage areas for 2021.Minnesota Premium Security Plan. 1332 waiver proposal approved by CMS, but with a significant funding cut for MinnesotaCareIn May 2017, Minnesota Governor Mark Dayton submitted a 1332 waiver proposal to CMS.

The 1332 waiver was based on H.F.5, which was enacted without Dayton’s signature in April 2017 (Dayton had proposed an alternative measure that would have allowed people in Minnesota to buy into MinnesotaCare. That measure was not able to pass the state’s Republican-dominated legislature).[For more than two decades, MinnesotaCare was a state program subsidizing health insurance for low-income residents. As of January 1, 2015, it transitioned to a Basic Health Program under the ACA, becoming the first BHP in the nation.]H.F.5 created the Minnesota Premium Security Plan (MPSP), which is a state-based reinsurance program (similar to the one the ACA implemented on a temporary basis through 2016, and that Alaska created for 2017.

Several other states have since implemented reinsurance programs). The reinsurance program, which took effect in Minnesota in 2018, covers a portion of the claims that insurers face, resulting in lower total claims costs for the insurers, and thus lower premiums (average individual market premiums in Minnesota decreased from 2017 to 2018 as a result of the reinsurance program). The reinsurance kicks in once claims reach $50,000, and covers them at 80 percent up to $250,000 (this is similar to the coverage under the transitional reinsurance program that the ACA provided from 2014 through 2016).H.F.5 was contingent upon approval of the 1332 waiver, because it relies partially on federal funding, in addition to state funding.

Under the federal approval that was granted in September 2017, the federal government is giving Minnesota the money that they save on premium tax credits, and that money is combined with state funds to implement the reinsurance program (lower premiums — as a result of the reinsurance program — result in the federal government having to pay a smaller total amount of premium tax credits, since the tax credits are smaller when premiums are smaller).It was expected that CMS would approve the state’s 1332 waiver proposal, and Governor Dayton requested that the approval process be swift so that the state could move forward with the implementation of the Minnesota Premium Security Plan in time for the 2018 plan year. Dayton indicated that his office had been told that approval would come in August 2017, but CMS didn’t approve the waiver until September 22. And the waiver approval letter noted that the federal savings for MinnesotaCare (the state’s Basic Health Program, or BHP) resulting from the reinsurance program would not be eligible to be passed along to the state — in other words, CMS would keep those savings instead.[Federal BHP funding is equal to 95 percent of the amount that the federal government would have otherwise spent on premium subsidies and cost-sharing reductions for the population that ends up being eligible for the BHP.

So lower premiums — as a result of reinsurance — for qualified health plans in the exchange means that the amount the federal government would have had to spend on premium subsidies for that population is lower. That translates into a smaller amount of funding for the state’s BHP, according to the approach that HHS took for Minnesota’s waiver approval.]And based on the scathing letter that Dayton sent CMS a few days earlier, it appeared at that point that Minnesota could actually lose money on the deal — losing more in federal funding for MinnesotaCare than they gain in reinsurance funding. Dayton noted in his letter that the 1332 waiver approval process had been “nightmarish,” and that Minnesota went to great lengths to follow instructions from CMS at every turn, throughout the process of drafting H.F.5 and the 1332 waiver proposal.

He explains that CMS provided Minnesota with explicit guidance in terms of how to draft the reinsurance program while maintaining full federal funding for MinnesotaCare, and highlighted the fact that the state never deviated from the instructions that were provided.The StarTribune editorial board called out then-Secretary of HHS, Tom Price and the Trump Administration for their lack of clarity on the issue, for apparently misleading the state during the 1332 waiver drafting process, and for effectively punishing the state of Minnesota for taking an innovative approach to ensuring that as many people as possible have health insurance.Insurers filed rates based on reinsurance being available. And by the time the waiver was approved, there was very little time to evaluate the potential impacts of the funding changes, as rates had to be finalized by October 2 in Minnesota. The finalized rates did incorporate the reinsurance program.

The state has accepted the approved waiver, but Gov. Dayton sent a letter to HHS on October 3, asking them to reconsider the MinnesotaCare funding cuts, but the issue has remained unresolved.Elimination of CSR funding results in additional funding cut for MinnesotaCare, but a lawsuit has partially restored that fundingNationwide, 54 percent of exchange enrollees benefit from cost-sharing subsidies. But in Minnesota, only 13 percent of exchange enrollees are receiving cost-sharing subsidies.

This is because of MinnesotaCare, which covers all enrollees with income up to 200 percent of the poverty level. That’s the same group that would otherwise benefit the most from cost-sharing subsidies, so the fact that MinnesotaCare is available means that most of the people who would otherwise be enrolled in cost-sharing subsidy plans are instead enrolled in MinnesotaCare.At first glance, this would appear to have made the uncertainty surrounding cost-sharing subsidy funding in 2017 a little less of a pressing issue in Minnesota than it was in many other states, since private insurers weren’t facing the sort of losses that insurers in other states were facing without federal funding for CSR. But when the Trump Administration eliminated federal funding for CSR in October 2017, HHS took the position tha t since CSR funding had been eliminated, the CSR portion of the federal funding for the BHPs in New York and Minnesota would be reduced to $0.

This was not a cut-and-dried conclusion, however, as explained earlier in 2017 by Michael Kalina.In January 2018, the Attorneys General for New York and Minnesota filed a lawsuit against the US Department of Health and Human Services, seeking to restore funding for their Basic Health Programs. A judge ruled in favor of the states in May 2018, ensuring that MinnesotaCare would continue to receive at least some CSR-based funding. The amount awarded to the state for the first quarter of 2018 was just over half of what the state had initially expected in CSR-related funding, but a larger chuck of the funding was restored later in 2018.

According to the Star Tribune, however, Minnesota still ended up losing $161 million in federal funding for MinnesotaCare due to the CSR funding cuts.In early 2019, the Trump administration proposed yet another funding cut (a third, after the cuts imposed by the reinsurance program and the elimination of CSR funding) as part of a new methodology for calculating BHP funding. This one was much smaller than the other two cuts, but taken together the funding reductions are pushing MinnesotaCare towards a looming budget shortfall. SHOP exchange.

Down to one carrier as of 2016, zero by 2018 (and still zero in 2019)In 2015, there were two carriers in MNsure’s SHOP exchange for small businesses. Blue Cross Blue Shield of Minnesota, and Medica. But Medica announced in 2015 that they would exit the SHOP exchange in Minnesota, North Dakota, and Wisconsin at the end of the year.

That left BCBS as the only small group carrier available through MNsure in 2016, but it didn’t change much from a practical standpoint, since 83 percent of MNsure’s small groups were enrolled in plans through BCBS in 2015. Indeed, Medica’s reason for exiting the small business exchange was based on low enrollment in the first two years.Blue Cross Blue Shield of Minnesota continued to be the only insurer offering SHOP coverage via MNsure in 2017, but announced in July 2017 that they would no longer offer SHOP coverage in 2018, and would instead transition their SHOP enrollees to small business coverage outside the exchange. At that point, there were only 3,287 people enrolled in SHOP coverage in Minnesota — far below the 155,000 people that were originally projected to have coverage through MNsure’s SHOP program by 2016 (this much lower-than-anticipated enrollment has been the case in nearly every state’s SHOP exchange.

This situation is not unique to Minnesota). State law provided 25% premium rebate in 2017. Amendment to allow plans without essential benefits was cut from final legislationThroughout 2016, then-Governor Dayton called for a state-funded premium rebate for people who buy their own insurance but aren’t eligible for the ACA’s premium subsidies (those are only available for people with income up to 400 percent of the poverty level, or $100,400 for a family of four in 2019).Governor Dayton also noted that the government needed to act quickly to stabilize the individual market in Minnesota, and by late November 2016, his patience with lawmakers was wearing thin.

In a November 23 press conference, Dayton said that House Republicans needed to “stop dilly-dallying” and decide whether to move forward with Dayton’s rebate proposal.Dayton had also indicated that he was considering calling a special session of the legislature after election day to address the situation, and that was being negotiated for December 20. But the talks fell through when Dayton and Republican House Speaker Kurt Daudt couldn’t agree on the three bills that would have been addressed in the special session. As a result, there was no special session.Instead, the issue was taken up by lawmakers as soon as the 2017 legislative session began.

On January 5, Minnesota Senators Michelle Benson (R, 31st District) and Gary Dahms (R, 16th District) introduced S.F.1. The bill called for using $300 million in state funding to provide a 25 percent rebate to roughly 125,000 people in Minnesota.S.F.1 passed the Minnesota Senate by a 35-31 vote on January 12. Only one DFL Senator (Melisa Franzen, from Edina) voted with Republicans in favor of the legislation.

It was then sent to the House, where an amendment was added that stripped out the requirement that health plans provide various mandated benefits (see “Journal of the Day” section “Top of page 154” in this version of the bill. Under the terms of the amendment, as long as a carrier offered at least one plan with all the mandated benefits, they would have been allowed to offer others without mandated benefits).The amended bill was sent back to the Senate on January 23. Differences between the bills that the two chambers passed had to be reconciled before being sent to Governor Dayton for his signature.

By that point, the amendment to allow less-robust plans to be sold had garnered national attention, and public outrage helped to push lawmakers away from the provision. S.F.1 had also called for $150 million to be appropriated for fiscal year 2018 (through June 30, 2019) from the state general fund to a state-based reinsurance program to stabilize the individual market (Alaska did something similar in 2016, preventing a market collapse), but that provision was also removed in the final version (Minnesota did ultimately set up a reinsurance program, effective in 2018, which has served to stabilize the market and reduce premiums).A Conference Committee in the Senate recommended that the House “recede from its amendments” and the Conference Committee report passed the Senate on a 47-19 vote. The House passed the bill a few hours later, 108-19.

It was sent to Governor Dayton, who immediately signed it into law. DFLers did have to compromise on one issue during the process. S.F.1 allows for-profit HMOs to begin operating in Minnesota’s individual market, which had long been limited to non-profit HMOs.Consumers were told to expect the premium rebates to show up by April 2017, but they were retroactively effective to January 2017.

So a person who had been paying full price for a plan since January 2017 saw a substantial premium reduction on the April or May invoice. Going forward, for the remainder of the year, a 25 percent rebate applied each month.Since S.F.1 was signed into law with only a few days remaining in open enrollment (it ended January 31 that year), Governor Dayton and exchange officials were worried that there wouldn’t be enough time for people to learn about the rebate and apply for coverage before January 31. In December, Dayton had asked HHS to allow MNsure to extend its enrollment deadline to February 28 (instead of January 31) in order to allow lawmakers more time to work out the details of a state-based premium rebate while still allowing people to enroll after the legislative process is complete.HHS denied the request for a blanket extension, but MNsure used their own authority on January 28 to grant a one-week special enrollment period (February 1 to February 8) due to exceptional circumstances.

Although the state-based 25 percent premium rebate was available on or off the exchange, the one-week extension was only valid through MNsure. Health insurers did not have to accept off-exchange enrollments without a qualifying event after January 31.The 25 percent premium rebate program in Minnesota was only authorized for one year, so the rebates did not continue into 2018. And although almost 100,000 people received premium relief through the program in 2017, it ended up costing less than the legislature had allocated, and about $100 million was returned to the state’s budget at the end of 2017.Protecting Medicaid enrollees from estate liensIn every state, Medicaid is jointly funded by the state and the federal government.

Longstanding federal regulations, which predate the ACA, require states to “seek recovery of payments from the individual’s estate for nursing facility services, home and community-based services, and related hospital and prescription drug services” for any Medicaid enrollee over the age of 55. This applies essentially to long-term care services, but states also have the option to go after the individual’s estate to recover costs for other care that was provided by Medicaid after age 55.Prior to 2014, this wasn’t typically an issue, as Medicaid eligibility was generally restricted by asset tests or requirements that applicants be disabled or pregnant (although Minnesota did have much more generous Medicaid eligibility guidelines than most states prior to 2014). But as of 2014, in states that expanded Medicaid under the ACA, the only eligibility guideline is income.

Applicants with income that doesn’t exceed 138 percent of the poverty level are directed to Medicaid, regardless of any assets they might have.When applicants use the health insurance exchange — MNsure in Minnesota — they’re automatically funneled into Medical Assistance (Medicaid) if their income is under 138 percent of the poverty level. But what these enrollees didn’t know was that the state also had a program in place to put liens on estates for Medicaid-provided services for people age 55 and older.The combination of these systems caught numerous residents off guard. They were enrolled in Medical Assistance through MNsure based on their income, but were not aware that liens were being placed on their homes so that the state could recoup the costs upon their deaths.State Senator Tony Lourey (DFL, District 11) addressed the issue with language included in HF2749, the Omnibus supplemental budget bill, which was signed into law by Governor Dayton on June 1, 2016.

The legislation limits estate recovery to just what’s required under federal Medicaid rules (ie, essentially, long-term care costs for people age 55 or older), and makes the provision retroactive to January 1, 2014.Early tech strugglesMNsure opened for business in the fall of 2013, but technological issues persisted well into 2015, despite numerous improvements throughout 2014. Given MNsure’s difficult launch, the state conducted a series of audits and reviews. The first audit reviewed how MNsure spent state and federal money.

Auditors concluded that the exchange has generally adequate internal controls and found no fraud or abuse. The review was conducted by the state Office of the Legislative Auditor, and the report was published in October 2014.Another audit, also conducted by the Office of the Legislative Auditor and released in November 2014, found that the MNsure system in some cases incorrectly determined who qualified for public health benefits. The errors occurred during the first open enrollment period, before a series of system fixes were implemented.

The audit did not quantify the total financial impact of the errors. The state Human Services commissioner said a consultant working on technical fixes to MNsure concluded that the eligibility functionality was working correctly as of June 2014.A third audit, a performance evaluation report released in February 2015, said “MNsure’s failures outweighed its achievements.” Among other criticisms, auditors said MNsure staff withheld information from the board of directors and state officials, the enrollment website was seriously flawed and launched without adequate testing, and the first-year enrollment target was unrealistically low.In April 2014, MNsure hired Deloitte Consulting to audit MNsure’s technology and improve the website to make enrolling in coverage and updating life events easier and more streamlined. Deloitte has been involved in successful state-run marketplaces for Connecticut, Kentucky, Rhode Island and Washington.Software upgrades were installed in August 2014, and system testing continued right up until the start of open enrollment.

To reduce wait times for consumers and insurance professionals, MNsure increased its call center and support staff and launched a dedicated service line for agents and brokers.More in-person assisters were available in Minnesota for the 2015 open enrollment period. MNsure encourages residents to utilize the exchange’s assister directory to find local navigators and brokers who can help with the enrollment process.MNsure has improved dramatically in terms of its technology since the early days of ACA implementation, and enrollment increased every year from 2014 through 2019.Lawmakers approved switching to HealthCare.gov as of 2019, but governor vetoedOn May 9, 2017, lawmakers in Minnesota passed SF800, an omnibus health and human services bill. Among many other things, the legislation called for switching from MNsure to the federally-run marketplace (HealthCare.gov) starting in 2019 (see Section 5).

But Governor Dayton vetoed it.Gov. Dayton has long been supportive of MNsure, and had previously clarified that he would veto the bill. In noting his plans to veto the legislation, Dayton made no mention of the transition to HealthCare.gov that was included in the legislation, but focused instead on the sharp budget cuts in the bill.

But his veto ensured that MNsure would remain in place, at least for the time being.The Senate’s original version of SF800 did not call for scrapping MNsure, but the bill went through considerable back-and-forth between the two chambers, and the version that passed was the 4th engrossment of the bill.In March 2015, Dayton had asked the legislature to create a Task Force on Health Care Financing that would study MNsure along with possible future alternatives. Dayton noted in his letter that he supported making MNsure “directly accountable to the governor and subject to the same legislative oversight as other state agencies” and his budget included half a million dollars devoted to the task force. The spending bill was approved by the legislature in May, and the 29-member task force was appointed in the summer.One of the possibilities that the task force considered was the possibility of switching to Healthcare.gov, but it’s clear that there was no cut-and-dried answer to the question of whether Minnesota is better served by having a state-run exchange, switching to a federally-run exchange, or teaming up with the federal government on either a supported state-based marketplace or partnership exchange.In a December 2015 meeting of the task force, the MN Department of Human Services presented a financial analysis of the alternatives available to MNsure.

They determined that switching entirely to Healthcare.gov would cost the state an additional $5.1 million in one-time costs from June 2016 to June 2017. And switching to a supported state-based marketplace would cost an additional $6.6 million during that same time frame. If the state had opted to switch to Healthcare.gov, the soonest it could have happened was 2018, since HHS requires a year’s notice from states wishing to transition to Healthcare.gov, and Minnesota wouldn’t have been in a position to make a decision until sometime in 2016.There were significant reservations about making that switch prior to the Supreme Court’s ruling on King v.

Burwell. The Court ruled in June 2015 that subsidies are legal in every state, including those that use Healthcare.gov. Prior to the decision, a switch to Healthcare.gov could have jeopardized subsidies for tens of thousands of Minnesota residents.

But once it was clear that Healthcare.gov’s subsidies are safe, some stakeholders began calling for Minnesota to scrap its state-run exchange and use Healthcare.gov instead. Because the MNsure task force was included in the 2016 budget, no hasty decisions were made.In January 2016, the task force submitted their recommendations to the legislature. They covered a broad range of issues, but did not recommend that MNsure transition to the federal enrollment platform.

Lawmakers essentially left the exchange alone during the 2016 legislative session.The magnitude of the 2016 rate increases that were announced in October resulted in MNsure opponents renewing their calls to switch to Healthcare.gov. But it’s important to keep in mind that the 41 percent weighted average rate hike in Minnesota was market-wide, and did not just apply to MNsure enrollees. In fact, the off-exchange carrier (PreferredOne) had among the highest rate hikes in the state for 2016, at 39 percent, and the exchange’s weighted average rate increase (38.5 percent) was lower than the weighted average rate increase for the whole individual market (41 percent).Minnesota health insurance exchange linksMNsure855-3MNSURE (855-366-7873)State Exchange Profile.

MinnesotaThe Henry J. Kaiser Family Foundation overview of Minnesota’s progress toward creating a state health insurance exchange.Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org.

Her state health exchange updates are regularly cited by media who cover health reform and by other health insurance experts..

Minnesota marketplace highlights and updatesOpen zithromax online canada enrollment for 2021 health plans. November 1, 2020 through December 22, 2020 zithromax online canada. Residents with qualifying events can still enroll or make changes to their 2020 coverage.Insurers implementing modest rate increases for 2021, after three straight years of average rate decreases. Quartz has joined the exchange for 2021, bringing zithromax online canada total number of insurers to five.117,520 people enrolled for 2020, a new record for MNsure.Insurer participation in MNsure.

2014 to 2021.Reinsurance program received federal approval, began operation in 2018.With reinsurance, rates decreased for 2018 and again, even more significantly, for 2019. But reinsurance also reduced funding for MinnesotaCare.The elimination of CSR funding further reduced MinnesotaCare funding, but this has been partly restored by a court ruling.MN provided premium relief for non-subsidy-eligible enrollees for 2017 only.Governor vetoed a proposed 2019 switch to HealthCare.gov.MNsure’s small business zithromax online canada exchange no longer has any participating insurers.Minnesota health exchange overviewMinnesota’s one of the states fighting the hardest to preserve the Affordable Care Act’s gains. See actions Minnesota has taken.Minnesota’s state-run exchange, MNsure, has five participating insurers for 2021, up from four in 2020. The exchange has more than 117,000 individual market enrollees as zithromax online canada of 2020.As a result of the buy antibiotics zithromax, MNsure joined most of the other state-run exchanges in offering a special enrollment period during which people who were uninsured could enroll in a health plan.

MNsure’s special enrollment period began March 23, and continued through April 21. Nearly 9,500 Minnesota residents enrolled in private plans through MNsure during this window, as well as another 13,700 who enrolled in MinnesotaCare or Medicaid (enrollment in those programs is open year-round for eligible residents).Allison O’Toole, who led MNsure as CEO for three years, announced her resignation in March 2018, and the exchange zithromax online canada named Nate Clark, the MNsure COO, as acting CEO. A few months later, the MNsure board named Clark as the permanent CEO. O’Toole left MNsure to work as director of state affairs for United States of Care, a non-profit created by Andy Slavitt, who was the acting administrator of CMS under the Obama Administration.Throughout 2017, Minnesotans who bought their own health insurance (on or off-exchange) and weren’t eligible for ACA subsidies were provided with 25 percent premium rebates from the state as a result of S.F.1, zithromax online canada signed into law by Governor Dayton in early 2017.

The subsidies helped to offset the large premium increases that applied in Minnesota in 2017, and helped to stabilize the individual health insurance market in 2017. But the premium rebate program expired at the end of 2017.Thanks in large part to the new reinsurance program that Minnesota created (details below), premiums decreased in Minnesota’s individual market in 2018, 2019, and again in 2020, although zithromax online canada rates are increasing modestly for 2021. In May 2019, Minnesota leaders reached an agreement on a budget that included an extension of the reinsurance program through 2020 and 2021 (it has already been granted federal approval through the end of 2022, but the state has to continue to cover its share of the cost. Minnesota Governor Tim Walz had hoped to implement a premium subsidy program and a new tax zithromax online canada credit in Minnesota starting in 2020.

But a compromise in the budget ended up with the state opting to continue the existing reinsurance program for two more years instead.).But the waiver that provides federal pass-through funding for reinsurance also resulted in a sharp and unexpected decrease in federal funding for MinnesotaCare, the Basic Health Program that provides coverage for people with income between 138 percent and 200 percent of the poverty level (between $16,642 and $24,120 for a single person).In addition, the elimination of federal funding for cost-sharing reductions (CSR) in October 2018 resulted in a funding cut for MinnesotaCare, since the program is funded in large part by federal funds that would otherwise have been used to pay for premium subsidies and cost-sharing reductions in the exchange for the population that is instead eligible for MinnesotaCare. After an ensuing legal battle, a judge ordered HHS to restore funding for MinnesotaCare, although a resolution of zithromax online canada the situation is ongoing, and the amount that HHS agreed to pay was still less than MinnesotaCare would have received if CSR funding had continued.Open enrollment for 2021 health plans extended through December 22, 2020. Insurers implementing modest rate increases for 2021, after three years of overall rate decreasesMNsure enabled window shopping for 2021 health plans as of October 12, 2020. This gives residents a few weeks to browse the zithromax online canada available plans before open enrollment starts on November 1, 2020.

And MNsure has announced that open enrollment will continue through December 22, 2020. That’s a week longer than the open enrollment period that will apply in states that use the zithromax online canada federally-run exchange. The flexibility to extend open enrollment is often cited as one of the benefits of having a fully state-run exchange. (MNsure had a similar extension last December, zithromax online canada for 2020 health plans).For 2021, Quartz is joining the Minnesota marketplace.

Quartz currently offers plans in Illinois and Wisconsin, and is expanding into Minnesota for 2021. And two of the existing insurers — HealthPartners and UCare — are expanding their coverage areas for 2021 (BluePlus and Medica offer coverage statewide, and will zithromax online canada continue to do so in 2021).The following average rate changes have been approved for MNsure’s insurers:Blue Plus. 4.21 percent increase (down from an initially proposed 7.12 percent increase)Group Health/Health Partners (GHI). 0.67 percent increase (down from an initially zithromax online canada proposed 4.15 percent increase)Medica.

2.42 percent increase (down from an initially proposed 7.06 percent increase)UCare zithromax online canada. 1.6 percent increase (up from an initially proposed 1.39 percent decrease)Quartz. New for 2021, so no applicable rate changePreferredOne Insurance Company, which offers plans outside the exchange, is increasing premiums by 1.05 zithromax online canada percent (down from an initially proposed average increase of 5.09 percent). Rate changes in previous years2015.

Average increase zithromax online canada of 4.5 percent. MNsure critics characterized the official announcement as misleading as it failed to take into account low-cost 2014 plans from PreferredOne. Consumers who bought a PreferredOne plan through MNsure for 2014 could only renew their policies for 2015 by working directly with the insurer, since PreferredOne stopped offering plans in the exchange at the end zithromax online canada of 2014. However, PreferredOne rates went up an average of 63 percent, and consumers didn’t qualify for subsidies if they shopped outside the exchange.

2016. Average increase of 41.4 percent for the individual market, and about 38.5 for plans sold in MNsure (ie, not counting PreferredOne). Rates increased significantly in 2016 across the entire individual market in Minnesota — including plans sold through MNsure, the state-run exchange.Approved rates for 2016 were announced on October 1, 2015, ranging from about 15 percent for Medica to 49 percent for Blue Cross Blue Shield of Minnesota. In general, the carriers cited higher-than-expected claims costs over the past year, along with the impending phase-out of the ACA’s reinsurance program as justification for their 2016 rate requests.

But Governor Mark Dayton called some of the higher proposed increases “outrageous,” and promised a rigorous review of the filed rate changes and justifications. Ultimately, regulators were able to limit the highest rate increases to 49 percent — as opposed to the 54 percent that had been requested by Blue Plus and BCBS of MN — but the final weighted average rate increase in the individual market in Minnesota still ended up being the highest in the nation. But Minnesota still had the lowest overall premiums in the upper midwest (although Minnesota had the highest average rate increase in the country for 2016, they had the lowest overall rates in the country in 2014 and 2015).Minnesota Commerce Commissioner Mike Rothman called the rate increases “unacceptably high,” and Gov. Dayton noted that he was “extremely unhappy” with the rate changes.

But Rothman noted that his office “objected to all of the rates across the board,” and “squeezed out everything we could that was not actuarial justified.” In other words, the final rates, although much higher than officials and policyholders would have liked, were justified based on medical claims costs — the population enrolled in individual health plans in Minnesota was sicker than expected, and drug costs had been particularly onerous.Only about 55 percent of people who had 2015 coverage through MNsure received premium subsidies. But due to the sharp premium increases, that had increased to about 63 percent for the people who had purchased or renewed coverage as of June 2016.2017. When the Minnesota Department of Commerce announced health insurance rates for 2017 for the individual and small group markets, the rate hikes were somewhat reasonable in the small group market (ranging from a decrease of 1 percent to an increase of 17.8 percent), but the individual market was “experiencing serious disruptions in 2017” and “on the verge of collapse.” The four carriers that offered plans through MNsure had the following average rate increases in 2017:Blue Plus = 55 percentHealthPartners/Group Health (GHI) = 50 percent (HealthPartners is only offering plans in 10 of the 67 counties where they offered plans in 2016. Their enrollment cap is 72,000 for 2017)Medica = 57.5 percent (enrollment cap is 50,000 for 2017)UCare = 66.8 percent (UCare capped enrollment at 30,000 for 2017, but only had 16,000 enrollees in 2016)The enrollment caps that HealthPartners, Medica, and UCare employed for 2017 were approved as part of the rate review process, and are designed to protect carriers from further financial losses as they absorb BCBSMN’s enrollees who are shopping for new coverage during open enrollment.In a news release relating to the rate announcement for 2017, the Minnesota Department of Commerce didn’t mince words.

They noted that the individual market in the state was on the brink of collapse, and that they did everything in their power to save the market. While they succeeded in keeping the state’s individual market viable for 2017, with only one carrier exiting (BCBSMN, although their HMO affiliate, Blue Plus, remained in the exchange), they reiterated very clearly that substantial reforms would be needed to keep the market stable in future years, and highlighted the fact that rates would be sharply higher and that carriers would limit enrollment in 2017.2018. Final rates for 2018 were approved in October 2017 (comprehensive information about the approved rates is here), based on the Minnesota Premium Security Plan (MSPS) being implemented but cost-sharing reductions (CSR) not being funded by the federal government (the cost of CSRs was added to on-exchange Silver plans). Average approved rate changes for MNsure insurers ranged from a 13.3 percent decrease for UCare to a 2.8 percent increase for Blue Plus.

Three of the four MNsure insurers decreased their average premiums for 2018.On September 21, MNsure had posted a notice indicating that if the reinsurance program were not approved, rates would be about 20 percent higher than they would otherwise be in 2018. Fortunately for Minnesota residents, the reinsurance program did receive federal approval, and average rates declined slightly for 2018.But some enrollees who don’t get ACA premium subsidies still experienced a rate increase, due to the termination of the one-year, state-funded 25 percent premium rebates at the end of 2017.PreferredOne, which exited MNsure at the end of 2014 and only offers coverage in the off-exchange market, proposed dramatically lower rates for 2018. A 38 percent average decrease if MSPS were to be approved, and a 23 percent average decrease if not. The 38 percent decrease was implemented, and no adjustments were necessary to account for CSR funding, since PreferredOne does not offer plans in the exchange, and CSRs are only available on silver exchange plans.2019.

Average premium decrease of 12.4 percent. Average premiums dropped for all five insurers in the individual market in 2019. This was the second year in a row of declining rates in Minnesota, but Blue Plus had a small rate increase for 2018, so 2019 was the first year that all five insurers decreased their average rates. Minnesota insurance regulators noted that rates in 2019 were about 20 percent lower than they would have been without the reinsurance program.But most of Minnesota’s insurers charged higher rates in 2019 than they would have if the individual mandate penalty hadn’t been eliminated, and if access to short-term plans and association health plans hadn’t been expanded by the Trump administration.

For example, UCare’s rate filing notes that while average rates were decreasing by about 10 percent, the rate decrease would have been nearly 15 percent if the individual mandate penalty had remained in place.At ACA Signups, Charles Gaba calculated a weighted average rate decrease of 12.4 percent for 2019 in Minnesota, but noted that the average decrease would have been nearly 19 percent without those changes at the federal level.2020. Average premium decrease of 1 percent. Four of the five insurers (including PreferredOne, which only offers coverage off-exchange) in Minnesota’s individual market decreased their average premiums for 2020. This was the third year in a row that average individual market premiums dropped in Minnesota’s individual market, due in large part to the reinsurance program that the state has established.The following average rate changes were implemented for 2020:Blue Plus.

1.5 percent decrease (Blue Plus had originally proposed a 4.8 percent increase)Group Health/Health Partners (GHI). 1.26 percent decrease (GHI had originally proposed a 2.1 percent increase)Medica. 1.01 percent decrease (Medica had originally proposed an average decrease of 1.4 percent)UCare. 0.18 percent increase (UCare originally proposed a 0.3 percent increase)PreferredOne, which only offers off-exchange coverage, reduced their rates by an average of 20 percent, on the heels of an 11 percent decrease in 2019.

MNsure enrollment exceeded 116k in 2018, dropped to 113k for 2019, but grew to more than 1117k in 2020From 2014 through 2018, enrollment in MNsure’s individual market plans increased every year, reaching 116,358 people by 2018. That was the highest open enrollment total in MNsure’s history, despite the shorter enrollment period, which ended in mid-January instead of the end of January (open enrollment for 2018 coverage ended on December 15, 2017 in states that use HealthCare.gov, but MNsure opted to extend their enrollment window that year, and have also extended subsequent enrollment windows).Enrollment dropped for the first time in 2019, when 113,552 people enrolled in individual market plans through MNsure. In most states that use HealthCare.gov, enrollment peaked in 2016 and has been dropping since then. But MNsure’s drop-off in 2019, which amounted to only a 2.4 percent reduction in enrollment, is the only time year-over-year enrollment has declined.

Notably, the ACA’s individual mandate penalty was eliminated as of 2019, and regulations that the Trump administration implemented in late 2018 now make it more feasible for healthy people to use short-term plans instead of ACA-compliant plans (Minnesota has its own rules for short-term plans, but they’re more relaxed than the Obama-era federal rules that applied in 2017 and most of 2018).And for 2020, enrollment grew again, reaching a record high of 117,520 enrollees.Here’s a look at the number of people who have signed up for individual market plans through MNsure during each year’s open enrollment period. These numbers all represent total enrollment at the end of open enrollment. Effectuated enrollment is always lower, and MNsure provides periodic effectuated enrollment data on their board meeting materials page. Insurer participation in MNsure.

2014-20212014. Five insurers offered individual policies through MNsure for 2014. Blue Cross Blue Shield of Minnesota, HealthPartners/Group Health, Medica, PreferredOne, and UCare. Kaiser Health News reported that Minnesota offered some of the lowest premiums for silver (mid-level) plans in the U.S.

Four of Minnesota’s nine regions made Kaiser’s list of the 10 least expensive places to buy health insurance.2015. But PreferredOne, which offered the lowest rates in the nation in 2014 and captured a large portion of 2014 enrollees, withdrew from MNsure for 2015. PreferredOne said remaining on the exchange was “not administratively and financially sustainable.” A Star Tribune business writer attributed PreferredOne’s departure as a market dynamics issue rather than a problem with MNsure.However, Blue Plus (an affiliate of Blue Cross Blue Shield of MN, offering HMO plans) joined the exchange for 2015, so there were still five insurers offering plans for 2015. Blue Cross Blue Shield of Minnesota, Blue Plus, Health Partners/Group Health, Medica, and UCare.

MNsure offered 84 plans statewide, up from 78 for 2014.2016. BCBSMN, Blue Plus, Health Partners/Group Health, Medica, and UCare offered individual market plans through MNsure for 2016.2017. In an effort to recruit more carriers to offer plans through MNsure for 2017 — particularly outside the Twin Cities metro area — state regulators sent out a request for proposals from health insurers on August 15, 2016. Regulators noted that insurers could propose waivers of regulations in order to make it feasible for them to offer coverage through MNsure, although any such waiver requests would have to be approved by regulators.Steven Parente, a health insurance expert at the University of Minnesota, called the state’s effort to recruit insurers to MNsure a “distress call” and noted that August 15 is awfully late in the year to be putting out a request for insurer participation, given that open enrollment begins November 1.

And ultimately, no new insurers opted to join MNsure for 2017.Blue Cross Blue Shield of MN dropped their individual market PPO plans at the end of 2016 due to significant financial losses. That left Blue Plus (which offered HMOs and covered roughly 13,000 people in 2016 in the individual market) as the only BCBSMN affiliate in the exchange. Roughly 103,000 people had to select new plans during open enrollment.Most of those BCBSMN enrollees had off-exchange coverage, though. There were only about 20,400 MNsure enrollees (a little more than one in five MNsure enrollees) with coverage under BCBSMN who needed to switch to another plan during open enrollment.

BCBSMN had individual PPO options available in all 87 counties in Minnesota through MNsure in 2016, while the Blue Plus coverage area — comprised of four separate HMO networks — was available in 77 of the state’s counties.Nationwide, carriers have been shifting away from PPOs and towards HMOs and EPOs. In Colorado, Anthem Blue Cross Blue Shield also dropped their PPOs at the end of 2016. In Indiana, there were no PPOs available in the individual market by 2017. Blue Cross Blue Shield of New Mexico dropped all of their individual market plans at the end of 2015 except one off-exchange HMO.

Blue Cross Blue Shield of Texas dropped their individual market PPO plans at the end of 2015.The broad network offered by PPOs tends to be attractive to enrollees who have health problems. They’re often willing to pay higher premiums in trade for access to broad network of hospitals and specialists. But PPOs are expensive for carriers, as enrollees don’t need primary care referrals to see specialists, and it’s more challenging for carriers to hold down costs when there are more providers in the network.All of the MNsure carriers except Blue Plus are also limiting their total enrollment for 2017. By November 11, 2016, less than two weeks into open enrollment for 2017 coverage, Medica had hit their 50,000 member enrollment cap for 2017 (including on and off-exchange enrollments, and also accounting for expected renewals of 2016 Medica plans), and their policies were no longer available in the individual market in Minnesota, on or off-exchange.

The only exception was five counties (Benton, Crow Wing, Mille Lacs, Morrison, and Stearns) where Medica agreed not to limit enrollment, as all of the other available carriers in those counties have imposed enrollment caps too. In those five counties, Medica plans continued to be available.At that point, Medica’s market share in MNsure for 2017 stood at 34.2 percent. By December 14, Medica’s market share had dropped to 27.7 percent, as enrollments had continued to climb for the remaining carriers.On January 31, Medica re-opened enrollment for 2017. This was because a smaller-than-expected number of 2016 Medica enrollees renewed their plans for 2017, meaning that the carrier still had some wiggle room under their 50,000 member cap.

At that point, they had room for about 7,000 more enrollees. Medica plans were thus available throughout the duration of the special enrollment period that was added on at the end of open enrollment, and continue to be available for people with qualifying events.2018. Plans continued to be available from Blue Plus, Health Partners/Group Health (GHI), Medica, UCare. In the months before a decision was reached regarding an extension of the open enrollment window for 2018 plans (the first year that the federal government imposed a shorter, month-and-a-half enrollment window), two of MNsure’s participating insurers had differing positions.

UCare believed the exchange should add an additional two-week special enrollment period, while Medica did not want the exchange to have the option to extend the newly-scheduled six-week enrollment window. Notably, Medica capped their enrollment very early during the 2017 open enrollment period, and while UCare also had an enrollment cap, it was set with a target of nearly doubling their 2016 enrollment. But Medica is the only MNsure insurer that didn’t set an enrollment cap for 2018.As was the case for 2017, enrollment caps were used in the individual market in Minnesota for 2018 by all insurers other than Medica (Medica did have an enrollment cap for 2017, which they hit very early in open enrollment. However, they resumed enrollments at the end of January 2017).

Details about the insurers’ enrollment caps are in the plan binders in SERFF. For 2018, MNsure insurers implemented the following enrollment caps:Blue Plus. 55,000 member cap (aiming for a target of 50,000 effectuated enrollees, but effectuated enrollment is always lower than the number of people who initially enroll)Health Partners/Group Health (GHI). 73,400 member cap (aiming for a target of 70,000 effectuated enrollees)Medica.

No enrollment capUCare. 35,000 member cap (aiming for a target of 30,000 effectuated enrollees)MNsure confirmed in May 2018 that none of their insurers had hit their enrollment caps for 2018.Outside the exchange, PreferredOne had an enrollment cap of 3,000 members, although their 2017 membership was only about 300 people.2019 and 2020. Blue Plus, Health Partners/Group Health, UCare, and Medica have continued to offer plans through MNsure, and all of them continued to participate in 2020 as well. Blue Plus expanded to once again offer statewide coverage in 2020, for the first time since 2016.2021.

Quartz joined the exchange for 2021, joining the four existing insurers. HealthPartners and UCare are both expanding their coverage areas for 2021.Minnesota Premium Security Plan. 1332 waiver proposal approved by CMS, but with a significant funding cut for MinnesotaCareIn May 2017, Minnesota Governor Mark Dayton submitted a 1332 waiver proposal to CMS. The 1332 waiver was based on H.F.5, which was enacted without Dayton’s signature in April 2017 (Dayton had proposed an alternative measure that would have allowed people in Minnesota to buy into MinnesotaCare.

That measure was not able to pass the state’s Republican-dominated legislature).[For more than two decades, MinnesotaCare was a state program subsidizing health insurance for low-income residents. As of January 1, 2015, it transitioned to a Basic Health Program under the ACA, becoming the first BHP in the nation.]H.F.5 created the Minnesota Premium Security Plan (MPSP), which is a state-based reinsurance program (similar to the one the ACA implemented on a temporary basis through 2016, and that Alaska created for 2017. Several other states have since implemented reinsurance programs). The reinsurance program, which took effect in Minnesota in 2018, covers a portion of the claims that insurers face, resulting in lower total claims costs for the insurers, and thus lower premiums (average individual market premiums in Minnesota decreased from 2017 to 2018 as a result of the reinsurance program).

The reinsurance kicks in once claims reach $50,000, and covers them at 80 percent up to $250,000 (this is similar to the coverage under the transitional reinsurance program that the ACA provided from 2014 through 2016).H.F.5 was contingent upon approval of the 1332 waiver, because it relies partially on federal funding, in addition to state funding. Under the federal approval that was granted in September 2017, the federal government is giving Minnesota the money that they save on premium tax credits, and that money is combined with state funds to implement the reinsurance program (lower premiums — as a result of the reinsurance program — result in the federal government having to pay a smaller total amount of premium tax credits, since the tax credits are smaller when premiums are smaller).It was expected that CMS would approve the state’s 1332 waiver proposal, and Governor Dayton requested that the approval process be swift so that the state could move forward with the implementation of the Minnesota Premium Security Plan in time for the 2018 plan year. Dayton indicated that his office had been told that approval would come in August 2017, but CMS didn’t approve the waiver until September 22. And the waiver approval letter noted that the federal savings for MinnesotaCare (the state’s Basic Health Program, or BHP) resulting from the reinsurance program would not be eligible to be passed along to the state — in other words, CMS would keep those savings instead.[Federal BHP funding is equal to 95 percent of the amount that the federal government would have otherwise spent on premium subsidies and cost-sharing reductions for the population that ends up being eligible for the BHP.

So lower premiums — as a result of reinsurance — for qualified health plans in the exchange means that the amount the federal government would have had to spend on premium subsidies for that population is lower. That translates into a smaller amount of funding for the state’s BHP, according to the approach that HHS took for Minnesota’s waiver approval.]And based on the scathing letter that Dayton sent CMS a few days earlier, it appeared at that point that Minnesota could actually lose money on the deal — losing more in federal funding for MinnesotaCare than they gain in reinsurance funding. Dayton noted in his letter that the 1332 waiver approval process had been “nightmarish,” and that Minnesota went to great lengths to follow instructions from CMS at every turn, throughout the process of drafting H.F.5 and the 1332 waiver proposal. He explains that CMS provided Minnesota with explicit guidance in terms of how to draft the reinsurance program while maintaining full federal funding for MinnesotaCare, and highlighted the fact that the state never deviated from the instructions that were provided.The StarTribune editorial board called out then-Secretary of HHS, Tom Price and the Trump Administration for their lack of clarity on the issue, for apparently misleading the state during the 1332 waiver drafting process, and for effectively punishing the state of Minnesota for taking an innovative approach to ensuring that as many people as possible have health insurance.Insurers filed rates based on reinsurance being available.

And by the time the waiver was approved, there was very little time to evaluate the potential impacts of the funding changes, as rates had to be finalized by October 2 in Minnesota. The finalized rates did incorporate the reinsurance program. The state has accepted the approved waiver, but Gov. Dayton sent a letter to HHS on October 3, asking them to reconsider the MinnesotaCare funding cuts, but the issue has remained unresolved.Elimination of CSR funding results in additional funding cut for MinnesotaCare, but a lawsuit has partially restored that fundingNationwide, 54 percent of exchange enrollees benefit from cost-sharing subsidies.

But in Minnesota, only 13 percent of exchange enrollees are receiving cost-sharing subsidies. This is because of MinnesotaCare, which covers all enrollees with income up to 200 percent of the poverty level. That’s the same group that would otherwise benefit the most from cost-sharing subsidies, so the fact that MinnesotaCare is available means that most of the people who would otherwise be enrolled in cost-sharing subsidy plans are instead enrolled in MinnesotaCare.At first glance, this would appear to have made the uncertainty surrounding cost-sharing subsidy funding in 2017 a little less of a pressing issue in Minnesota than it was in many other states, since private insurers weren’t facing the sort of losses that insurers in other states were facing without federal funding for CSR. But when the Trump Administration eliminated federal funding for CSR in October 2017, HHS took the position tha t since CSR funding had been eliminated, the CSR portion of the federal funding for the BHPs in New York and Minnesota would be reduced to $0.

This was not a cut-and-dried conclusion, however, as explained earlier in 2017 by Michael Kalina.In January 2018, the Attorneys General for New York and Minnesota filed a lawsuit against the US Department of Health and Human Services, seeking to restore funding for their Basic Health Programs. A judge ruled in favor of the states in May 2018, ensuring that MinnesotaCare would continue to receive at least some CSR-based funding. The amount awarded to the state for the first quarter of 2018 was just over half of what the state had initially expected in CSR-related funding, but a larger chuck of the funding was restored later in 2018. According to the Star Tribune, however, Minnesota still ended up losing $161 million in federal funding for MinnesotaCare due to the CSR funding cuts.In early 2019, the Trump administration proposed yet another funding cut (a third, after the cuts imposed by the reinsurance program and the elimination of CSR funding) as part of a new methodology for calculating BHP funding.

This one was much smaller than the other two cuts, but taken together the funding reductions are pushing MinnesotaCare towards a looming budget shortfall. SHOP exchange. Down to one carrier as of 2016, zero by 2018 (and still zero in 2019)In 2015, there were two carriers in MNsure’s SHOP exchange for small businesses. Blue Cross Blue Shield of Minnesota, and Medica.

But Medica announced in 2015 that they would exit the SHOP exchange in Minnesota, North Dakota, and Wisconsin at the end of the year. That left BCBS as the only small group carrier available through MNsure in 2016, but it didn’t change much from a practical standpoint, since 83 percent of MNsure’s small groups were enrolled in plans through BCBS in 2015. Indeed, Medica’s reason for exiting the small business exchange was based on low enrollment in the first two years.Blue Cross Blue Shield of Minnesota continued to be the only insurer offering SHOP coverage via MNsure in 2017, but announced in July 2017 that they would no longer offer SHOP coverage in 2018, and would instead transition their SHOP enrollees to small business coverage outside the exchange. At that point, there were only 3,287 people enrolled in SHOP coverage in Minnesota — far below the 155,000 people that were originally projected to have coverage through MNsure’s SHOP program by 2016 (this much lower-than-anticipated enrollment has been the case in nearly every state’s SHOP exchange.

This situation is not unique to Minnesota). State law provided 25% premium rebate in 2017. Amendment to allow plans without essential benefits was cut from final legislationThroughout 2016, then-Governor Dayton called for a state-funded premium rebate for people who buy their own insurance but aren’t eligible for the ACA’s premium subsidies (those are only available for people with income up to 400 percent of the poverty level, or $100,400 for a family of four in 2019).Governor Dayton also noted that the government needed to act quickly to stabilize the individual market in Minnesota, and by late November 2016, his patience with lawmakers was wearing thin. In a November 23 press conference, Dayton said that House Republicans needed to “stop dilly-dallying” and decide whether to move forward with Dayton’s rebate proposal.Dayton had also indicated that he was considering calling a special session of the legislature after election day to address the situation, and that was being negotiated for December 20.

But the talks fell through when Dayton and Republican House Speaker Kurt Daudt couldn’t agree on the three bills that would have been addressed in the special session. As a result, there was no special session.Instead, the issue was taken up by lawmakers as soon as the 2017 legislative session began. On January 5, Minnesota Senators Michelle Benson (R, 31st District) and Gary Dahms (R, 16th District) introduced S.F.1. The bill called for using $300 million in state funding to provide a 25 percent rebate to roughly 125,000 people in Minnesota.S.F.1 passed the Minnesota Senate by a 35-31 vote on January 12.

Only one DFL Senator (Melisa Franzen, from Edina) voted with Republicans in favor of the legislation. It was then sent to the House, where an amendment was added that stripped out the requirement that health plans provide various mandated benefits (see “Journal of the Day” section “Top of page 154” in this version of the bill. Under the terms of the amendment, as long as a carrier offered at least one plan with all the mandated benefits, they would have been allowed to offer others without mandated benefits).The amended bill was sent back to the Senate on January 23. Differences between the bills that the two chambers passed had to be reconciled before being sent to Governor Dayton for his signature.

By that point, the amendment to allow less-robust plans to be sold had garnered national attention, and public outrage helped to push lawmakers away from the provision. S.F.1 had also called for $150 million to be appropriated for fiscal year 2018 (through June 30, 2019) from the state general fund to a state-based reinsurance program to stabilize the individual market (Alaska did something similar in 2016, preventing a market collapse), but that provision was also removed in the final version (Minnesota did ultimately set up a reinsurance program, effective in 2018, which has served to stabilize the market and reduce premiums).A Conference Committee in the Senate recommended that the House “recede from its amendments” and the Conference Committee report passed the Senate on a 47-19 vote. The House passed the bill a few hours later, 108-19. It was sent to Governor Dayton, who immediately signed it into law.

DFLers did have to compromise on one issue during the process. S.F.1 allows for-profit HMOs to begin operating in Minnesota’s individual market, which had long been limited to non-profit HMOs.Consumers were told to expect the premium rebates to show up by April 2017, but they were retroactively effective to January 2017. So a person who had been paying full price for a plan since January 2017 saw a substantial premium reduction on the April or May invoice. Going forward, for the remainder of the year, a 25 percent rebate applied each month.Since S.F.1 was signed into law with only a few days remaining in open enrollment (it ended January 31 that year), Governor Dayton and exchange officials were worried that there wouldn’t be enough time for people to learn about the rebate and apply for coverage before January 31.

In December, Dayton had asked HHS to allow MNsure to extend its enrollment deadline to February 28 (instead of January 31) in order to allow lawmakers more time to work out the details of a state-based premium rebate while still allowing people to enroll after the legislative process is complete.HHS denied the request for a blanket extension, but MNsure used their own authority on January 28 to grant a one-week special enrollment period (February 1 to February 8) due to exceptional circumstances. Although the state-based 25 percent premium rebate was available on or off the exchange, the one-week extension was only valid through MNsure. Health insurers did not have to accept off-exchange enrollments without a qualifying event after January 31.The 25 percent premium rebate program in Minnesota was only authorized for one year, so the rebates did not continue into 2018. And although almost 100,000 people received premium relief through the program in 2017, it ended up costing less than the legislature had allocated, and about $100 million was returned to the state’s budget at the end of 2017.Protecting Medicaid enrollees from estate liensIn every state, Medicaid is jointly funded by the state and the federal government.

Longstanding federal regulations, which predate the ACA, require states to “seek recovery of payments from the individual’s estate for nursing facility services, home and community-based services, and related hospital and prescription drug services” for any Medicaid enrollee over the age of 55. This applies essentially to long-term care services, but states also have the option to go after the individual’s estate to recover costs for other care that was provided by Medicaid after age 55.Prior to 2014, this wasn’t typically an issue, as Medicaid eligibility was generally restricted by asset tests or requirements that applicants be disabled or pregnant (although Minnesota did have much more generous Medicaid eligibility guidelines than most states prior to 2014). But as of 2014, in states that expanded Medicaid under the ACA, the only eligibility guideline is income. Applicants with income that doesn’t exceed 138 percent of the poverty level are directed to Medicaid, regardless of any assets they might have.When applicants use the health insurance exchange — MNsure in Minnesota — they’re automatically funneled into Medical Assistance (Medicaid) if their income is under 138 percent of the poverty level.

But what these enrollees didn’t know was that the state also had a program in place to put liens on estates for Medicaid-provided services for people age 55 and older.The combination of these systems caught numerous residents off guard. They were enrolled in Medical Assistance through MNsure based on their income, but were not aware that liens were being placed on their homes so that the state could recoup the costs upon their deaths.State Senator Tony Lourey (DFL, District 11) addressed the issue with language included in HF2749, the Omnibus supplemental budget bill, which was signed into law by Governor Dayton on June 1, 2016. The legislation limits estate recovery to just what’s required under federal Medicaid rules (ie, essentially, long-term care costs for people age 55 or older), and makes the provision retroactive to January 1, 2014.Early tech strugglesMNsure opened for business in the fall of 2013, but technological issues persisted well into 2015, despite numerous improvements throughout 2014. Given MNsure’s difficult launch, the state conducted a series of audits and reviews.

The first audit reviewed how MNsure spent state and federal money. Auditors concluded that the exchange has generally adequate internal controls and found no fraud or abuse. The review was conducted by the state Office of the Legislative Auditor, and the report was published in October 2014.Another audit, also conducted by the Office of the Legislative Auditor and released in November 2014, found that the MNsure system in some cases incorrectly determined who qualified for public health benefits. The errors occurred during the first open enrollment period, before a series of system fixes were implemented.

The audit did not quantify the total financial impact of the errors. The state Human Services commissioner said a consultant working on technical fixes to MNsure concluded that the eligibility functionality was working correctly as of June 2014.A third audit, a performance evaluation report released in February 2015, said “MNsure’s failures outweighed its achievements.” Among other criticisms, auditors said MNsure staff withheld information from the board of directors and state officials, the enrollment website was seriously flawed and launched without adequate testing, and the first-year enrollment target was unrealistically low.In April 2014, MNsure hired Deloitte Consulting to audit MNsure’s technology and improve the website to make enrolling in coverage and updating life events easier and more streamlined. Deloitte has been involved in successful state-run marketplaces for Connecticut, Kentucky, Rhode Island and Washington.Software upgrades were installed in August 2014, and system testing continued right up until the start of open enrollment. To reduce wait times for consumers and insurance professionals, MNsure increased its call center and support staff and launched a dedicated service line for agents and brokers.More in-person assisters were available in Minnesota for the 2015 open enrollment period.

MNsure encourages residents to utilize the exchange’s assister directory to find local navigators and brokers who can help with the enrollment process.MNsure has improved dramatically in terms of its technology since the early days of ACA implementation, and enrollment increased every year from 2014 through 2019.Lawmakers approved switching to HealthCare.gov as of 2019, but governor vetoedOn May 9, 2017, lawmakers in Minnesota passed SF800, an omnibus health and human services bill. Among many other things, the legislation called for switching from MNsure to the federally-run marketplace (HealthCare.gov) starting in 2019 (see Section 5). But Governor Dayton vetoed it.Gov. Dayton has long been supportive of MNsure, and had previously clarified that he would veto the bill.

In noting his plans to veto the legislation, Dayton made no mention of the transition to HealthCare.gov that was included in the legislation, but focused instead on the sharp budget cuts in the bill. But his veto ensured that MNsure would remain in place, at least for the time being.The Senate’s original version of SF800 did not call for scrapping MNsure, but the bill went through considerable back-and-forth between the two chambers, and the version that passed was the 4th engrossment of the bill.In March 2015, Dayton had asked the legislature to create a Task Force on Health Care Financing that would study MNsure along with possible future alternatives. Dayton noted in his letter that he supported making MNsure “directly accountable to the governor and subject to the same legislative oversight as other state agencies” and his budget included half a million dollars devoted to the task force. The spending bill was approved by the legislature in May, and the 29-member task force was appointed in the summer.One of the possibilities that the task force considered was the possibility of switching to Healthcare.gov, but it’s clear that there was no cut-and-dried answer to the question of whether Minnesota is better served by having a state-run exchange, switching to a federally-run exchange, or teaming up with the federal government on either a supported state-based marketplace or partnership exchange.In a December 2015 meeting of the task force, the MN Department of Human Services presented a financial analysis of the alternatives available to MNsure.

They determined that switching entirely to Healthcare.gov would cost the state an additional $5.1 million in one-time costs from June 2016 to June 2017. And switching to a supported state-based marketplace would cost an additional $6.6 million during that same time frame. If the state had opted to switch to Healthcare.gov, the soonest it could have happened was 2018, since HHS requires a year’s notice from states wishing to transition to Healthcare.gov, and Minnesota wouldn’t have been in a position to make a decision until sometime in 2016.There were significant reservations about making that switch prior to the Supreme Court’s ruling on King v. Burwell.

The Court ruled in June 2015 that subsidies are legal in every state, including those that use Healthcare.gov. Prior to the decision, a switch to Healthcare.gov could have jeopardized subsidies for tens of thousands of Minnesota residents. But once it was clear that Healthcare.gov’s subsidies are safe, some stakeholders began calling for Minnesota to scrap its state-run exchange and use Healthcare.gov instead. Because the MNsure task force was included in the 2016 budget, no hasty decisions were made.In January 2016, the task force submitted their recommendations to the legislature.

They covered a broad range of issues, but did not recommend that MNsure transition to the federal enrollment platform. Lawmakers essentially left the exchange alone during the 2016 legislative session.The magnitude of the 2016 rate increases that were announced in October resulted in MNsure opponents renewing their calls to switch to Healthcare.gov. But it’s important to keep in mind that the 41 percent weighted average rate hike in Minnesota was market-wide, and did not just apply to MNsure enrollees. In fact, the off-exchange carrier (PreferredOne) had among the highest rate hikes in the state for 2016, at 39 percent, and the exchange’s weighted average rate increase (38.5 percent) was lower than the weighted average rate increase for the whole individual market (41 percent).Minnesota health insurance exchange linksMNsure855-3MNSURE (855-366-7873)State Exchange Profile.

MinnesotaThe Henry J. Kaiser Family Foundation overview of Minnesota’s progress toward creating a state health insurance exchange.Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org. Her state health exchange updates are regularly cited by media who cover health reform and by other health insurance experts..

Zithromax side effects

Start Preamble U.S zithromax side effects the original source. Small Business Administration. Amendment 1 zithromax side effects. This is an amendment to the Economic Injury Disaster Loan (EIDL) declarations issued for each State and Territory of the U.S.

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Issued 12/30/2020 zithromax side effects. Economic Injury (EIDL) Loan Application Deadline Date. 12/31/2021. Submit completed loan applications zithromax side effects to.

U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. Start Further Info zithromax side effects A. Escobar, Office of Disaster Assistance, U.S.

Small Business Administration, 409 3rd Street, SW, Suite 6050, Washington, DC 20416, (202) 205-6734. End Further Info End Preamble Start Supplemental Information The notice of the Economic Injury declarations for each State and Territory of the U.S., dated between 03/16/2020 to 03/21/2020, is hereby amended to extend the deadline date for filing applications for economic injury zithromax side effects as a result of this disaster to 12/31/2021. For additional information, please visit SBA.gov/disaster. For questions, please contact the SBA disaster assistance customer service center at 1-800-659-2955 (TTY.

1-800-877-8339) or zithromax side effects email disastercustomerservice@sba.gov. All other information in the original declaration remains unchanged. (Catalog of Federal Domestic Assistance Number 59008) Start Signature Jovita Carranza, Administrator. End Signature End Supplemental zithromax side effects Information [FR Doc.

2021-00171 Filed 1-7-21. 8:45 am]BILLING CODE 8026-03-P.

Start Preamble zithromax online canada U.S. Small Business Administration. Amendment 1 zithromax online canada.

This is an amendment to the Economic Injury Disaster Loan (EIDL) declarations issued for each State and Territory of the U.S. Incident. antibiotics (buy antibiotics) zithromax online canada.

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Economic Injury (EIDL) Loan Application Deadline Date. 12/31/2021. Submit completed loan applications to zithromax online canada.

U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. Start Further Info A zithromax online canada.

Escobar, Office of Disaster Assistance, U.S. Small Business Administration, 409 3rd Street, SW, Suite 6050, Washington, DC 20416, (202) 205-6734. End Further Info End Preamble Start Supplemental Information The notice of the Economic Injury zithromax online canada declarations for each State and Territory of the U.S., dated between 03/16/2020 to 03/21/2020, is hereby amended to extend the deadline date for filing applications for economic injury as a result of this disaster to 12/31/2021.

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All other information in the original declaration remains unchanged. (Catalog of Federal Domestic Assistance Number 59008) Start Signature Jovita Carranza, Administrator. End Signature zithromax online canada End Supplemental Information [FR Doc.

2021-00171 Filed 1-7-21. 8:45 am]BILLING CODE 8026-03-P.

Zithromax 250mg dosage

Study Design We used two zithromax 250mg dosage approaches to estimate the effect of https://hbmoore.com/ vaccination on the delta variant. First, we used a test-negative case–control design to estimate treatment effectiveness against symptomatic disease caused by the delta variant, as compared with the alpha variant, over the period that the delta variant has been circulating zithromax 250mg dosage. This approach has been described in detail elsewhere.10 In brief, we compared vaccination status in persons with symptomatic buy antibiotics with vaccination status in persons who reported symptoms but had a negative test. This approach helps to control for biases related to health-seeking behavior, access to testing, zithromax 250mg dosage and case ascertainment. For the secondary analysis, the proportion of persons with cases caused by the delta variant relative to the main circulating zithromax (the alpha variant) was estimated according to vaccination status.

The underlying assumption was that if the treatment had some efficacy and was equally effective against each variant, a similar proportion of cases with either variant would be expected in unvaccinated zithromax 250mg dosage persons and in vaccinated persons. Conversely, if the treatment was less effective against the delta variant than against the alpha variant, then the delta variant would be expected to make up a higher proportion of cases occurring more than 3 weeks after vaccination than among unvaccinated persons. Details of this zithromax 250mg dosage analysis are described in Section S1 in the Supplementary Appendix, available with the full text of this article at NEJM.org. The authors vouch for the accuracy and completeness of the data and for the fidelity of the trial to the protocol. Data Sources Vaccination Status zithromax 250mg dosage Data on all persons in England who have been vaccinated with buy antibiotics treatments are available in a national vaccination register (the National Immunisation Management System).

Data regarding vaccinations that had occurred up to May 16, 2021, including the date of receipt of each dose of treatment and the treatment type, were extracted on May 17, 2021. Vaccination status was categorized as receipt of one zithromax 250mg dosage dose of treatment among persons who had symptom onset occurring 21 days or more after receipt of the first dose up to the day before the second dose was received, as receipt of the second dose among persons who had symptom onset occurring 14 days or more after receipt of the second dose, and as receipt of the first or second dose among persons with symptom onset occurring 21 days or more after the receipt of the first dose (including any period after the receipt of the second dose). antibiotics Testing Polymerase-chain-reaction (PCR) testing for antibiotics in the United Kingdom is undertaken by hospital and public health laboratories, as well as by community testing with the use of drive-through or at-home testing, which is available to anyone with symptoms consistent with buy antibiotics (high temperature, new continuous cough, or loss or change in sense of smell or taste). Data on all positive PCR tests zithromax 250mg dosage between October 26, 2020, and May 16, 2021, were extracted. Data on all recorded negative community tests among persons who reported symptoms were also extracted for the test-negative case–control analysis.

Children younger than 16 years of age as of March 21, 2021, were zithromax 250mg dosage excluded. Data were restricted to persons who had reported symptoms, and only persons who had undergone testing within 10 days after symptom onset were included, in order to account for reduced sensitivity of PCR testing beyond this period.25 Identification of Variant Whole-genome sequencing was used to identify the delta and alpha variants. The proportion of all positive samples that were sequenced increased from approximately 10% in February 2021 to approximately 60% in May 2021.4 Sequencing is undertaken at a network of laboratories, including the Wellcome Sanger Institute, where a high proportion of samples has been tested, and whole-genome sequences zithromax 250mg dosage are assigned to Public Health England definitions of variants on the basis of mutations.26 Spike gene target status on PCR was used as a second approach for identifying each variant. Laboratories used the TaqPath assay (Thermo Fisher Scientific) to test for zithromax 250mg dosage three gene targets. Spike (S), nucleocapsid (N), and open reading frame 1ab (ORF1ab).

In December 2020, the alpha variant was noted to be associated with negative zithromax 250mg dosage testing on the S target, so S target–negative status was subsequently used as a proxy for identification of the variant. The alpha variant accounts for between 98% and 100% of S target–negative results in England. Among sequenced samples that tested positive for the S target, the delta variant was in 72.2% of the samples in April 2021 and in 93.0% in May (as of May 12, 2021).4 For the test-negative case–control analysis, only samples that had been tested at laboratories with the use of the TaqPath assay were zithromax 250mg dosage included. Data Linkage The three data sources described above were linked with the use of the National Health Service number (a unique identifier for each person receiving medical care in the United Kingdom). These data sources were also linked with zithromax 250mg dosage data on the patient’s date of birth, surname, first name, postal code, and specimen identifiers and sample dates.

Covariates Multiple covariates that may be associated with the likelihood of being offered or accepting a treatment and the risk of exposure to buy antibiotics or specifically to either of the variants analyzed were also extracted from the National Immunisation Management System and the testing data. These data included age (in 10-year age groups), sex, index of multiple deprivation (a national indication of level of deprivation that is based zithromax 250mg dosage on small geographic areas of residence,27 assessed in quintiles), race or ethnic group, care home residence status, history of foreign travel (i.e., outside the United Kingdom or Ireland), geographic region, period (calendar week), health and social care worker status, and status of being in a clinically extremely vulnerable group.28 In addition, for the test-negative case–control analysis, history of antibiotics before the start of the vaccination program was included. Persons were considered to have traveled if, at the point of requesting a test, they reported having traveled outside the United Kingdom and Ireland within the preceding 14 days or if they had been tested in a quarantine hotel or while quarantining at home. Postal codes were used to determine the index of multiple deprivation, and unique property-reference numbers were used to identify care homes.29 Statistical Analysis For the test-negative case–control analysis, logistic regression was used to estimate the odds of having a symptomatic, PCR-confirmed case of buy antibiotics among vaccinated persons as compared zithromax 250mg dosage with unvaccinated persons (control). Cases were identified as having the delta variant by means of sequencing or if they were S target–positive on the TaqPath PCR assay.

Cases were identified as having the alpha variant by zithromax 250mg dosage means of sequencing or if they were S target–negative on the TaqPath PCR assay. If a person had tested positive on multiple occasions within a 90-day period (which may represent a single illness episode), only the first positive test was included. A maximum of three randomly chosen negative test results were included for each zithromax 250mg dosage person. Negative tests in which the sample had been obtained within 3 weeks before a positive result or after a positive result could have been false negatives. Therefore, these were excluded zithromax 250mg dosage.

Tests that had been administered within 7 days after a previous negative result were also excluded. Persons who had previously tested positive before the analysis period were also excluded in order to estimate zithromax 250mg dosage treatment effectiveness in fully susceptible persons. All the covariates were included in the model as had been done with previous test-negative case–control analyses, with calendar week included as a zithromax 250mg dosage factor and without an interaction with region. With regard to S target–positive or –negative status, only persons who had tested positive on the other two PCR gene targets were included. Assignment to the delta variant on the basis of S target status was restricted to the week commencing April 12, 2021, and onward in order to aim for high specificity of S target–positive testing for the delta variant.4 treatment effectiveness for the zithromax 250mg dosage first dose was estimated among persons with a symptom-onset date that was 21 days or more after receipt of the first dose of treatment, and treatment effects for the second dose were estimated among persons with a symptom-onset date that was 14 days or more after receipt of the second dose.

Comparison was made with unvaccinated persons and with persons who had symptom onset in the period of 4 to 13 days after vaccination in order to help account for differences in underlying risk of . The period from the day of treatment administration (day 0) to day 3 was excluded because reactogenicity to the treatment can cause an increase in zithromax 250mg dosage testing that biases results, as previously described.10V-safe Surveillance. Local and Systemic Reactogenicity in Pregnant Persons Table 1. Table 1 zithromax 250mg dosage. Characteristics of Persons Who Identified as Pregnant in the V-safe Surveillance System and Received an mRNA buy antibiotics treatment.

Table 2 zithromax 250mg dosage. Table 2. Frequency of Local zithromax 250mg dosage and Systemic Reactions Reported on the Day after mRNA buy antibiotics Vaccination in Pregnant Persons. From December 14, 2020, to February 28, 2021, a total of 35,691 v-safe participants identified as pregnant. Age distributions were similar among the participants who received the Pfizer–BioNTech treatment and those who received the Moderna treatment, with zithromax 250mg dosage the majority of the participants being 25 to 34 years of age (61.9% and 60.6% for each treatment, respectively) and non-Hispanic White (76.2% and 75.4%, respectively).

Most participants (85.8% and 87.4%, respectively) reported being pregnant at the time of vaccination (Table 1). Solicited reports of injection-site pain, fatigue, headache, and myalgia were the zithromax 250mg dosage most frequent local and systemic reactions after either dose for both treatments (Table 2) and were reported more frequently after dose 2 for both treatments. Participant-measured temperature at or above 38°C was reported by less than 1% of the participants on day 1 after dose 1 and by 8.0% after dose 2 for both treatments. Figure 1 zithromax 250mg dosage. Figure 1.

Most Frequent Local and Systemic Reactions Reported in the V-safe Surveillance System on the Day after zithromax 250mg dosage mRNA buy antibiotics Vaccination. Shown are solicited reactions in pregnant persons and nonpregnant zithromax 250mg dosage women 16 to 54 years of age who received a messenger RNA (mRNA) antibiotics disease 2019 (buy antibiotics) treatment — BNT162b2 (Pfizer–BioNTech) or mRNA-1273 (Moderna) — from December 14, 2020, to February 28, 2021. The percentage of respondents was calculated among those who completed a day 1 survey, with the top events shown of injection-site pain (pain), fatigue or tiredness (fatigue), headache, muscle or body aches (myalgia), chills, and fever or felt feverish (fever).These patterns of reporting, with respect to both most frequently reported solicited reactions and the higher reporting of reactogenicity after dose 2, were similar to patterns observed among nonpregnant women (Figure 1). Small differences in reporting frequency between pregnant persons and nonpregnant women were observed for specific reactions (injection-site pain was reported zithromax 250mg dosage more frequently among pregnant persons, and other systemic reactions were reported more frequently among nonpregnant women), but the overall reactogenicity profile was similar. Pregnant persons did not report having severe reactions more frequently than nonpregnant women, except for nausea and vomiting, which were reported slightly more frequently only after dose 2 (Table S3).

V-safe Pregnancy zithromax 250mg dosage Registry. Pregnancy Outcomes and Neonatal Outcomes Table 3. Table 3 zithromax 250mg dosage. Characteristics of V-safe Pregnancy Registry Participants. As of March 30, 2021, the zithromax 250mg dosage v-safe pregnancy registry call center attempted to contact 5230 persons who were vaccinated through February 28, 2021, and who identified during a v-safe survey as pregnant at or shortly after buy antibiotics vaccination.

Of these, 912 were unreachable, 86 declined to participate, and 274 did not meet inclusion criteria (e.g., were never pregnant, were pregnant but received vaccination more than 30 days before the last menstrual period, or did not provide enough information to determine eligibility). The registry enrolled 3958 participants with vaccination from December 14, zithromax 250mg dosage 2020, to February 28, 2021, of whom 3719 (94.0%) identified as health care personnel. Among enrolled participants, most were 25 to 44 years of age (98.8%), non-Hispanic White (79.0%), and, at the time of interview, did not report a buy antibiotics diagnosis during pregnancy (97.6%) (Table 3). Receipt of a first dose of treatment meeting registry-eligibility criteria was reported by 92 participants (2.3%) during the periconception period, by 1132 (28.6%) in the first zithromax 250mg dosage trimester of pregnancy, by 1714 (43.3%) in the second trimester, and by 1019 (25.7%) in the third trimester (1 participant was missing information to determine the timing of vaccination) (Table 3). Among 1040 participants (91.9%) who received a treatment in the first trimester and 1700 (99.2%) who received a treatment in the second trimester, initial data had been collected and follow-up scheduled at designated time points approximately 10 to 12 weeks apart.

Limited follow-up zithromax 250mg dosage calls had been made at the time of this analysis. Table 4. Table 4 zithromax 250mg dosage. Pregnancy Loss and Neonatal Outcomes in Published Studies and V-safe Pregnancy Registry Participants. Among 827 participants who had a completed pregnancy, the pregnancy resulted in zithromax 250mg dosage a live birth in 712 (86.1%), in a spontaneous abortion in 104 (12.6%), in stillbirth in 1 (0.1%), and in other outcomes (induced abortion and ectopic pregnancy) in 10 (1.2%).

A total of 96 of 104 zithromax 250mg dosage spontaneous abortions (92.3%) occurred before 13 weeks of gestation (Table 4), and 700 of 712 pregnancies that resulted in a live birth (98.3%) were among persons who received their first eligible treatment dose in the third trimester. Adverse outcomes among 724 live-born infants — including 12 sets of multiple gestation — were preterm birth (60 of 636 among those vaccinated before 37 weeks [9.4%]), small size for gestational age (23 of 724 [3.2%]), and major congenital anomalies (16 of 724 [2.2%]). No neonatal deaths were reported at zithromax 250mg dosage the time of interview. Among the participants with completed pregnancies who reported congenital anomalies, none had received buy antibiotics treatment in the first trimester or periconception period, and no specific pattern of congenital anomalies was observed. Calculated proportions zithromax 250mg dosage of pregnancy and neonatal outcomes appeared similar to incidences published in the peer-reviewed literature (Table 4).

Adverse-Event Findings on the VAERS During the analysis period, the VAERS received and processed 221 reports involving buy antibiotics vaccination among pregnant persons. 155 (70.1%) involved nonpregnancy-specific adverse events, and 66 (29.9%) involved pregnancy- or neonatal-specific adverse events zithromax 250mg dosage (Table S4). The most frequently reported pregnancy-related adverse events were spontaneous abortion (46 cases. 37 in the first trimester, 2 in the second trimester, and 7 in which the trimester was unknown or not reported), followed by stillbirth, premature zithromax 250mg dosage rupture of membranes, and vaginal bleeding, with 3 reports for each. No congenital anomalies were reported to the VAERS, a requirement under the EUAs.We provide estimates of the effectiveness of administration of the CoronaVac treatment in a countrywide mass vaccination campaign for the prevention of laboratory-confirmed buy antibiotics and related hospitalization, admission to the ICU, and death.

Among fully immunized persons, the adjusted treatment effectiveness was 65.9% for buy antibiotics and 87.5% for hospitalization, 90.3% for ICU admission, and zithromax 250mg dosage 86.3% for death. The treatment-effectiveness results were maintained in both age-subgroup analyses, notably among persons 60 years of age or older, independent of variation in testing and independent of various factors regarding treatment introduction in Chile. The treatment-effectiveness results in our study are zithromax 250mg dosage similar to estimates that have been reported in Brazil for the prevention of buy antibiotics (50.7%. 95% CI, 35.6 to 62.2), including estimates of cases that resulted in medical treatment (83.7%. 95% CI, 58.0 to 93.7) and estimates of zithromax 250mg dosage a composite end point of hospitalized, severe, or fatal cases (100%.

95% CI, 56.4 to 100).27 The large confidence intervals for the trial in Brazil reflect the relatively small sample (9823 participants) and the few cases detected (35 cases that led to medical treatment and 10 that were severe). However, our estimates are lower than the zithromax 250mg dosage treatment effectiveness recently reported in Turkey (83.5%. 95% CI, 65.4 to 92.1),27,28 possibly owing to the small sample in that phase 3 clinical trial (10,029 participants in the per-protocol analysis), differences in local transmission dynamics, and the predominance of older adults among the fully or partially immunized participants in our study. Overall, our results suggest that the zithromax 250mg dosage CoronaVac treatment had high effectiveness against severe disease, hospitalizations, and death, findings that underscore the potential of this treatment to save lives and substantially reduce demands on the health care system. Our study has at least three main strengths zithromax 250mg dosage.

First, we used a rich administrative health care data set, combining data from an integrated vaccination system for the total population and from the Ministry of Health FONASA, which covers approximately 80% of the Chilean population. These data include information on laboratory tests, hospitalization, mortality, onset zithromax 250mg dosage of symptoms, and clinical history in order to identify risk factors for severe disease. Information on region of residence also allowed us to control for differences in incidence across the country. We adjusted for income and nationality, which correlate with socioeconomic status in Chile and are thus considered to be social determinants of zithromax 250mg dosage health. The large population sample allowed us to estimate treatment effectiveness both for one dose and for the complete two-dose vaccination schedule.

It also allowed for zithromax 250mg dosage a subgroup analysis involving adults 60 years of age or older, a subgroup that is at higher risk for severe disease3 and that is underrepresented in clinical trials. Second, data were collected during a rapid vaccination campaign with high uptake and during a period with one of the highest community transmission rates of the zithromax, which allowed for a relatively short follow-up period and for estimation of the prevention of at least four essential outcomes. buy antibiotics cases zithromax 250mg dosage and related hospitalization, ICU admission, and death. Finally, Chile has the highest testing rates for buy antibiotics in Latin America, universal health care access, and a standardized, public reporting system for vital statistics, which limited the number of undetected or unascertained cases and deaths.14 Our study has several limitations. First, as an observational study, it is subject to confounding zithromax 250mg dosage.

To account for known confounders, we adjusted the analyses for relevant variables that could affect treatment effectiveness, such as age, sex, underlying medical conditions, region of residence, and nationality. The risk of misclassification bias that would be due to the time-dependent zithromax 250mg dosage performance of the antibiotics RT-PCR assay is relatively low, because the median time from symptom onset to testing in Chile is approximately 4 days (98.1% of the tests were RT-PCR assays). In this 4-day period, the sensitivity and specificity of the molecular diagnosis of buy antibiotics are high.38 However, there may be a risk of selection bias. Systematic differences between the vaccinated and unvaccinated groups, such as health-seeking behavior or risk aversion, may affect the probability of exposure to the treatment and zithromax 250mg dosage the risk of buy antibiotics and related outcomes.39,40 However, we cannot be sure about the direction of the effect. Persons may be hesitant to get the treatment for various reasons, including fear of side effects, lack of trust in the government or pharmaceutical companies, or an opinion that they do not need it, and they may be more or less risk-averse.

Vaccinated persons may compensate by increasing their risky behavior (Peltzman effect).40 We zithromax 250mg dosage addressed potential differences in health care access by restricting the analysis to persons who had undergone diagnostic testing, and we found results that were consistent with those of our main analysis. Second, owing to the relatively short follow-up in this study, late outcomes may not have yet developed in persons who were infected near the end of the study, because the time from symptom onset to hospitalization or death can vary substantially.3,15 Therefore, effectiveness estimates regarding severe disease and death, in particular, should be interpreted with caution. Third, during the study period, ICUs in Chile were operating at 93.5% of zithromax 250mg dosage their capacity on average (65.7% of the patients had buy antibiotics).32 If fewer persons were hospitalized than would be under regular ICU operation, our effectiveness estimates for protection against ICU admission might be biased downward, and our effectiveness estimates for protection against death might be biased upward (e.g., if patients received care at a level lower than would usually be received during regular health system operation). Fourth, although the national genomic surveillance for antibiotics in Chile has reported the circulation of at least two zithromax 250mg dosage viral lineages considered to be variants of concern, P.1 and B.1.1.7 (or the gamma and alpha variants, respectively),41 we lack representative data to estimate their effect on treatment effectiveness (Table S2). Results from a test-negative design study of the effectiveness of the CoronaVac treatment in health care workers in Manaus, Brazil, where the gamma variant is now predominant, showed that the efficacy of at least one dose of the treatment against buy antibiotics was 49.6% (95% CI, 11.3 to 71.4).30 Although the treatment-effectiveness estimates in Brazil are not directly comparable with our estimates owing to differences in the target population, the vaccination schedule (a window of 14 to 28 days between doses is recommended in Brazil42), and immunization status, they highlight the importance of continued treatment-effectiveness monitoring.

Overall, our study results suggest that the CoronaVac treatment was highly effective in protecting against severe disease and zithromax 250mg dosage death, findings that are consistent with the results of phase 2 trials23,24 and with preliminary efficacy data.27,28Participants Figure 1. Figure 1. Enrollment and zithromax 250mg dosage Randomization. The diagram represents all enrolled participants through November 14, 2020. The safety subset (those with a median of 2 months of follow-up, in accordance with application requirements for Emergency Use Authorization) is based on an October 9, 2020, zithromax 250mg dosage data cut-off date.

The further procedures that one participant in the placebo group declined after dose 2 (lower right corner of the diagram) were those involving collection of blood and nasal swab samples.Table 1. Table 1 zithromax 250mg dosage. Demographic Characteristics of the Participants in the Main Safety Population. Between July 27, 2020, and November 14, 2020, a total of 44,820 persons were screened, and 43,548 persons 16 years of age or older underwent randomization zithromax 250mg dosage at 152 sites worldwide (United States, 130 sites. Argentina, 1.

Brazil, 2 zithromax 250mg dosage. South Africa, 4. Germany, 6 zithromax 250mg dosage. And Turkey, 9) in the phase 2/3 portion of the trial. A total of 43,448 participants received zithromax 250mg dosage injections.

21,720 received BNT162b2 and 21,728 received placebo (Figure 1). At the data cut-off date of October 9, a total of 37,706 participants had a median of at least 2 months of zithromax 250mg dosage safety data available after the second dose and contributed to the main safety data set. Among these 37,706 participants, 49% were female, 83% were White, 9% were Black or African American, 28% were Hispanic or Latinx, 35% were obese (body mass index [the weight in kilograms divided by the square of the height in meters] zithromax 250mg dosage of at least 30.0), and 21% had at least one coexisting condition. The median age was 52 years, and 42% of participants were older than 55 years of age (Table 1 and Table S2). Safety Local Reactogenicity Figure 2 zithromax 250mg dosage.

Figure 2. Local and Systemic zithromax 250mg dosage Reactions Reported within 7 Days after Injection of BNT162b2 or Placebo, According to Age Group. Data on local and systemic reactions and use of medication were collected with electronic diaries from participants in the reactogenicity subset (8,183 participants) for 7 days after each vaccination. Solicited injection-site (local) reactions are shown in zithromax 250mg dosage Panel A. Pain at the injection site was assessed according to the following scale.

Mild, does not interfere with zithromax 250mg dosage activity. Moderate, interferes with activity. Severe, prevents daily activity zithromax 250mg dosage. And grade 4, emergency department visit or hospitalization. Redness and swelling were measured according to zithromax 250mg dosage the following scale.

Mild, 2.0 to 5.0 cm in diameter. Moderate, >5.0 zithromax 250mg dosage to 10.0 cm in diameter. Severe, >10.0 cm in diameter. And grade 4, zithromax 250mg dosage necrosis or exfoliative dermatitis (for redness) and necrosis (for swelling). Systemic events and medication use are shown in Panel B.

Fever categories zithromax 250mg dosage are designated in the key. Medication use zithromax 250mg dosage was not graded. Additional scales were as follows. Fatigue, headache, zithromax 250mg dosage chills, new or worsened muscle pain, new or worsened joint pain (mild. Does not interfere with activity.

Moderate. Some interference with activity. Or severe. Prevents daily activity), vomiting (mild. 1 to 2 times in 24 hours.

Moderate. >2 times in 24 hours. Or severe. Requires intravenous hydration), and diarrhea (mild. 2 to 3 loose stools in 24 hours.

Moderate. 4 to 5 loose stools in 24 hours. Or severe. 6 or more loose stools in 24 hours). Grade 4 for all events indicated an emergency department visit or hospitalization.

Н™¸ bars represent 95% confidence intervals, and numbers above the 𝙸 bars are the percentage of participants who reported the specified reaction.The reactogenicity subset included 8183 participants. Overall, BNT162b2 recipients reported more local reactions than placebo recipients. Among BNT162b2 recipients, mild-to-moderate pain at the injection site within 7 days after an injection was the most commonly reported local reaction, with less than 1% of participants across all age groups reporting severe pain (Figure 2). Pain was reported less frequently among participants older than 55 years of age (71% reported pain after the first dose. 66% after the second dose) than among younger participants (83% after the first dose.

78% after the second dose). A noticeably lower percentage of participants reported injection-site redness or swelling. The proportion of participants reporting local reactions did not increase after the second dose (Figure 2A), and no participant reported a grade 4 local reaction. In general, local reactions were mostly mild-to-moderate in severity and resolved within 1 to 2 days. Systemic Reactogenicity Systemic events were reported more often by younger treatment recipients (16 to 55 years of age) than by older treatment recipients (more than 55 years of age) in the reactogenicity subset and more often after dose 2 than dose 1 (Figure 2B).

The most commonly reported systemic events were fatigue and headache (59% and 52%, respectively, after the second dose, among younger treatment recipients. 51% and 39% among older recipients), although fatigue and headache were also reported by many placebo recipients (23% and 24%, respectively, after the second dose, among younger treatment recipients. 17% and 14% among older recipients). The frequency of any severe systemic event after the first dose was 0.9% or less. Severe systemic events were reported in less than 2% of treatment recipients after either dose, except for fatigue (in 3.8%) and headache (in 2.0%) after the second dose.

Fever (temperature, ≥38°C) was reported after the second dose by 16% of younger treatment recipients and by 11% of older recipients. Only 0.2% of treatment recipients and 0.1% of placebo recipients reported fever (temperature, 38.9 to 40°C) after the first dose, as compared with 0.8% and 0.1%, respectively, after the second dose. Two participants each in the treatment and placebo groups reported temperatures above 40.0°C. Younger treatment recipients were more likely to use antipyretic or pain medication (28% after dose 1. 45% after dose 2) than older treatment recipients (20% after dose 1.

38% after dose 2), and placebo recipients were less likely (10 to 14%) than treatment recipients to use the medications, regardless of age or dose. Systemic events including fever and chills were observed within the first 1 to 2 days after vaccination and resolved shortly thereafter. Daily use of the electronic diary ranged from 90 to 93% for each day after the first dose and from 75 to 83% for each day after the second dose. No difference was noted between the BNT162b2 group and the placebo group. Adverse Events Adverse event analyses are provided for all enrolled 43,252 participants, with variable follow-up time after dose 1 (Table S3).

More BNT162b2 recipients than placebo recipients reported any adverse event (27% and 12%, respectively) or a related adverse event (21% and 5%). This distribution largely reflects the inclusion of transient reactogenicity events, which were reported as adverse events more commonly by treatment recipients than by placebo recipients. Sixty-four treatment recipients (0.3%) and 6 placebo recipients (<0.1%) reported lymphadenopathy. Few participants in either group had severe adverse events, serious adverse events, or adverse events leading to withdrawal from the trial. Four related serious adverse events were reported among BNT162b2 recipients (shoulder injury related to treatment administration, right axillary lymphadenopathy, paroxysmal ventricular arrhythmia, and right leg paresthesia).

Two BNT162b2 recipients died (one from arteriosclerosis, one from cardiac arrest), as did four placebo recipients (two from unknown causes, one from hemorrhagic stroke, and one from myocardial infarction). No deaths were considered by the investigators to be related to the treatment or placebo. No buy antibiotics–associated deaths were observed. No stopping rules were met during the reporting period. Safety monitoring will continue for 2 years after administration of the second dose of treatment.

Efficacy Table 2. Table 2. treatment Efficacy against buy antibiotics at Least 7 days after the Second Dose. Table 3. Table 3.

treatment Efficacy Overall and by Subgroup in Participants without Evidence of before 7 Days after Dose 2. Figure 3. Figure 3. Efficacy of BNT162b2 against buy antibiotics after the First Dose. Shown is the cumulative incidence of buy antibiotics after the first dose (modified intention-to-treat population).

Each symbol represents buy antibiotics cases starting on a given day. Filled symbols represent severe buy antibiotics cases. Some symbols represent more than one case, owing to overlapping dates. The inset shows the same data on an enlarged y axis, through 21 days. Surveillance time is the total time in 1000 person-years for the given end point across all participants within each group at risk for the end point.

The time period for buy antibiotics case accrual is from the first dose to the end of the surveillance period. The confidence interval (CI) for treatment efficacy (VE) is derived according to the Clopper–Pearson method.Among 36,523 participants who had no evidence of existing or prior antibiotics , 8 cases of buy antibiotics with onset at least 7 days after the second dose were observed among treatment recipients and 162 among placebo recipients. This case split corresponds to 95.0% treatment efficacy (95% confidence interval [CI], 90.3 to 97.6. Table 2). Among participants with and those without evidence of prior SARS CoV-2 , 9 cases of buy antibiotics at least 7 days after the second dose were observed among treatment recipients and 169 among placebo recipients, corresponding to 94.6% treatment efficacy (95% CI, 89.9 to 97.3).

Supplemental analyses indicated that treatment efficacy among subgroups defined by age, sex, race, ethnicity, obesity, and presence of a coexisting condition was generally consistent with that observed in the overall population (Table 3 and Table S4). treatment efficacy among participants with hypertension was analyzed separately but was consistent with the other subgroup analyses (treatment efficacy, 94.6%. 95% CI, 68.7 to 99.9. Case split. BNT162b2, 2 cases.

Placebo, 44 cases). Figure 3 shows cases of buy antibiotics or severe buy antibiotics with onset at any time after the first dose (mITT population) (additional data on severe buy antibiotics are available in Table S5). Between the first dose and the second dose, 39 cases in the BNT162b2 group and 82 cases in the placebo group were observed, resulting in a treatment efficacy of 52% (95% CI, 29.5 to 68.4) during this interval and indicating early protection by the treatment, starting as soon as 12 days after the first dose.To the Editor. Severe acute respiratory syndrome antibiotics 2 (antibiotics) in children is often asymptomatic or results in only mild disease.1 Data on the extent of transmission of antibiotics from children and adolescents in the household setting, including transmission to older persons who are at increased risk for severe disease, are limited.2 After an outbreak of antibiotics disease 2019 (buy antibiotics) at an overnight camp,3 we conducted a retrospective cohort study involving camp attendees and their household contacts to assess secondary transmission and factors associated with household transmission (additional details are provided in the Methods section in the Supplementary Appendix, available with the full text of this letter at NEJM.org). We interviewed 224 index patients who were 7 to 19 years of age and for whom there was evidence of antibiotics on the basis of molecular or antigen laboratory testing.

A total of 198 of these campers (88%) were symptomatic. Symptoms developed in 141 of these 198 children or adolescents (71%) after they returned home from camp. Of 526 household contacts of these index patients, 377 (72%) were tested for antibiotics, and 46 (12%) of those who were tested had positive results. An additional 2 secondary cases of were identified according to clinical and epidemiologic criteria.4 A total of 38 of the 48 secondary cases (79%) occurred in households where the index patient had become symptomatic after returning home from camp. The median serial interval (i.e., the interval between the onset of symptoms in the index patient and the onset of symptoms in the household contacts infected by that patient) was 5.0 days (95% confidence interval [CI], 4.0 to 6.5).

Transmission occurred in 35 of 194 households (18%). In these households, the secondary attack rate was 45% (95% CI, 36 to 54) (48 of 107 households). Among the household contacts who became infected and who were at least 18 years of age, 4 of 41 (10%) were hospitalized (length of hospital stay, 5 to 11 days). None of the 7 persons with a secondary case of who were younger than 18 years were hospitalized. Table 1.

Table 1. Unadjusted and Adjusted Odds Ratio for a Secondary Case of antibiotics among Household Contacts. Of the index patients who responded to our question regarding preventive measures, 146 of 217 (67%) reported that they had maintained physical distancing and 73 of 216 (34%) reported that they had always worn masks around contacts during the infectious period after they returned home. In a univariable logistic-regression model, among the index patients who were 18 years of age or younger, the increasing use of physical distancing and masks was associated with the older age of the patient (with age as a continuous variable, odds ratio for physical distancing, 1.4. 95% CI, 1.2 to 1.5.

Odds ratio for mask use, 1.4. 95% CI, 1.2 to 1.6). In a multivariable regression model, the risk of a secondary case of among household contacts was lower among contacts of index patients who had practiced physical distancing than among contacts of index patients who did not (adjusted odds ratio, 0.4. 95% CI, 0.1 to 0.9) (Table 1). Household members who had close or direct contact with the index patient had a higher risk of than those who had minimal to no contact (adjusted odds ratio with close contact, 5.2.

95% CI, 1.2 to 22.5. And adjusted odds ratio with direct contact, 5.8. 95% CI, 1.8 to 18.8). We excluded missing data from the regression models, and confidence intervals were not adjusted for multiplicity. This retrospective study showed that the efficient transmission of antibiotics from school-age children and adolescents to household members led to the hospitalization of adults with secondary cases of buy antibiotics.

In households in which transmission occurred, half the household contacts were infected. The secondary attack rates in this study were probably underestimates because test results were reported by the patients themselves and testing was voluntary. In addition, a third of the index patients returned home from camp after the onset of symptoms, when they were presumably not as infectious as they were before and during the onset of symptoms,5 and two thirds adopted physical distancing because of a known exposure at camp. Both of these factors probably reduced the transmission of antibiotics in the household. When feasible, children and adolescents with a known exposure to antibiotics or a diagnosis of buy antibiotics should remain at home and maintain physical distance from household members.

Victoria T. Chu, M.D., M.P.H.Anna R. Yousaf, M.D.Karen Chang, Ph.D.Noah G. Schwartz, M.D.Clinton J. McDaniel, M.P.H.Scott H.

Lee, Ph.D.Centers for Disease Control and Prevention, Atlanta, GA [email protected]Christine M. Szablewski, D.V.M.Marie Brown, M.P.H.Cherie L. Drenzek, D.V.M.Georgia Department of Public Health, Atlanta, GAEmilio Dirlikov, Ph.D.Dale A. Rose, Ph.D.Julie Villanueva, Ph.D.Alicia M. Fry, M.D.Aron J.

Hall, D.V.M.Hannah L. Kirking, M.D.Jacqueline E. Tate, Ph.D.Tatiana M. Lanzieri, M.D.Rebekah J. Stewart, M.S.N., M.P.H.Centers for Disease Control and Prevention, Atlanta, GAfor the Georgia Camp Investigation Team Supported by the CDC.

The findings and conclusions in this letter are those of the authors and do not necessarily represent the official position of the Centers for Disease Control and Prevention (CDC).This letter was published on July 21, 2021, at NEJM.org. A complete list of members of the Georgia Camp Investigation Team is provided in the Supplementary Appendix, available with the full text of this letter at NEJM.org. Drs. Chu and Yousaf contributed equally to this letter. 5 References1.

Dong Y, Mo X, Hu Y, et al. Epidemiology of buy antibiotics among children in china. Pediatrics 2020;145(6):e20200702-e20200702.2. buy antibiotics Response Team. Severe outcomes among patients with antibiotics disease 2019 (buy antibiotics) — United States, February 12–March 16, 2020.

MMWR Morb Mortal Wkly Rep 2020;69:343-346.3. Szablewski CM, Chang KT, McDaniel CJ, et al. antibiotics transmission dynamics in a sleep-away camp. Pediatrics 2021;147(4):e2020046524-e2020046524.4. antibiotics Disease 2019 (buy antibiotics).

2020 interim case definition, approved August 5, 2020. Atlanta. Centers for Disease Control and Prevention, 2020 (https://ndc.services.cdc.gov/case-definitions/antibiotics-disease-2019-2020-08-05/).Google Scholar5. He X, Lau EHY, Wu P, et al. Temporal dynamics in viral shedding and transmissibility of buy antibiotics.

Nat Med 2020;26:672-675.10.1056/NEJMc2031915-t1Table 1. Unadjusted and Adjusted Odds Ratio for a Secondary Case of antibiotics among Household Contacts.* VariableUnivariable ModelMultivariable ModelUnadjusted Odds Ratio(95% CI)Adjusted Odds Ratio(95% CI)Index patients†Age — yr7–102.3 (0.7–7.0)0.7 (0.2–2.9)11–151.1 (0.5–2.8)0.7 (0.3–1.6)16–191.0 (reference)1.0 (reference)buy antibiotics symptom statusSymptomatic5.5 (0.8–40.7)5.5 (0.8–38.1)Asymptomatic1.0 (reference)1.0 (reference)Maintained physical distancingYes0.3 (0.1–0.6)0.4 (0.1–0.9)No1.0 (reference)1.0 (reference)Always wore a mask around household contactsYes0.2 (0.1–0.6)0.5 (0.2–1.3)No1.0 (reference)1.0 (reference)Household contacts†Contact with index patient‡Direct contact8.2 (2.7–24.7)5.8 (1.8–18.8)Close contact5.4 (1.4–20.9)5.2 (1.2–22.5)Minimal to no contact1.0 (reference)1.0 (reference).

Study Design We used two approaches to estimate the effect of vaccination zithromax online canada http://smilingprince.com/celebration-100th-day/ on the delta variant. First, we used a test-negative case–control design to estimate treatment effectiveness against symptomatic disease caused by the delta variant, as compared with the alpha variant, over the period that zithromax online canada the delta variant has been circulating. This approach has been described in detail elsewhere.10 In brief, we compared vaccination status in persons with symptomatic buy antibiotics with vaccination status in persons who reported symptoms but had a negative test.

This approach helps to control for biases related to health-seeking behavior, access to testing, and case ascertainment zithromax online canada. For the secondary analysis, the proportion of persons with cases caused by the delta variant relative to the main circulating zithromax (the alpha variant) was estimated according to vaccination status. The underlying assumption was that if the treatment had some efficacy and was equally effective against each variant, a similar proportion of cases with either variant would be expected in unvaccinated zithromax online canada persons and in vaccinated persons.

Conversely, if the treatment was less effective against the delta variant than against the alpha variant, then the delta variant would be expected to make up a higher proportion of cases occurring more than 3 weeks after vaccination than among unvaccinated persons. Details of this analysis are described in Section zithromax online canada S1 in the Supplementary Appendix, available with the full text of this article at NEJM.org. The authors vouch for the accuracy and completeness of the data and for the fidelity of the trial to the protocol.

Data Sources Vaccination Status Data on all persons in England who have been vaccinated with buy antibiotics treatments are available in zithromax online canada a national vaccination register (the National Immunisation Management System). Data regarding vaccinations that had occurred up to May 16, 2021, including the date of receipt of each dose of treatment and the treatment type, were extracted on May 17, 2021. Vaccination status was categorized as receipt of one dose of treatment among persons who had symptom onset occurring 21 days or more after receipt of the first dose up to the day before zithromax online canada the second dose was received, as receipt of the second dose among persons who had symptom onset occurring 14 days or more after receipt of the second dose, and as receipt of the first or second dose among persons with symptom onset occurring 21 days or more after the receipt of the first dose (including any period after the receipt of the second dose).

antibiotics Testing Polymerase-chain-reaction (PCR) testing for antibiotics in the United Kingdom is undertaken by hospital and public health laboratories, as well as by community testing with the use of drive-through or at-home testing, which is available to anyone with symptoms consistent with buy antibiotics (high temperature, new continuous cough, or loss or change in sense of smell or taste). Data on all zithromax online canada positive PCR tests between October 26, 2020, and May 16, 2021, were extracted. Data on all recorded negative community tests among persons who reported symptoms were also extracted for the test-negative case–control analysis.

Children younger than 16 years of age as zithromax online canada of March 21, 2021, were excluded. Data were restricted to persons who had reported symptoms, and only persons who had undergone testing within 10 days after symptom onset were included, in order to account for reduced sensitivity of PCR testing beyond this period.25 Identification of Variant Whole-genome sequencing was used to identify the delta and alpha variants. The proportion of all positive samples that were sequenced increased from approximately 10% in February 2021 to approximately 60% in May zithromax online canada 2021.4 Sequencing is undertaken at a network of laboratories, including the Wellcome Sanger Institute, where a high proportion of samples has been tested, and whole-genome sequences are assigned to Public Health England definitions of variants on the basis of mutations.26 Spike gene target status on PCR was used as a second approach for identifying each variant.

Laboratories used zithromax online canada the TaqPath assay (Thermo Fisher Scientific) to test for three gene targets. Spike (S), nucleocapsid (N), and open reading frame 1ab (ORF1ab). In December 2020, the alpha variant was noted to be associated with zithromax online canada negative testing on the S target, so S target–negative status was subsequently used as a proxy for identification of the variant.

The alpha variant accounts for between 98% and 100% of S target–negative results in England. Among sequenced samples that tested positive for the S target, the delta variant was in 72.2% of the samples in April 2021 and in 93.0% in May (as of May 12, 2021).4 For the test-negative case–control analysis, only samples that had zithromax online canada been tested at laboratories with the use of the TaqPath assay were included. Data Linkage The three data sources described above were linked with the use of the National Health Service number (a unique identifier for each person receiving medical care in the United Kingdom).

These data sources were zithromax online canada also linked with data on the patient’s date of birth, surname, first name, postal code, and specimen identifiers and sample dates. Covariates Multiple covariates that may be associated with the likelihood of being offered or accepting a treatment and the risk of exposure to buy antibiotics or specifically to either of the variants analyzed were also extracted from the National Immunisation Management System and the testing data. These data included age (in 10-year age groups), sex, index of multiple deprivation (a national indication of level of deprivation that is based on small geographic areas of residence,27 assessed in quintiles), race or ethnic group, care home residence status, history of foreign travel (i.e., outside the United Kingdom or Ireland), geographic region, period (calendar week), health and social care worker status, and status of being in a clinically extremely vulnerable group.28 In addition, for the test-negative case–control analysis, history of antibiotics before the start of the zithromax online canada vaccination program was included.

Persons were considered to have traveled if, at the point of requesting a test, they reported having traveled outside the United Kingdom and Ireland within the preceding 14 days or if they had been tested in a quarantine hotel or while quarantining at home. Postal codes were used to determine the index of multiple deprivation, and unique property-reference numbers were used to identify care homes.29 Statistical Analysis For zithromax online canada the test-negative case–control analysis, logistic regression was used to estimate the odds of having a symptomatic, PCR-confirmed case of buy antibiotics among vaccinated persons as compared with unvaccinated persons (control). Cases were identified as having the delta variant by means of sequencing or if they were S target–positive on the TaqPath PCR assay.

Cases were identified as having the alpha zithromax online canada variant by means of sequencing or if they were S target–negative on the TaqPath PCR assay. If a person had tested positive on multiple occasions within a 90-day period (which may represent a single illness episode), only the first positive test was included. A maximum of three randomly chosen negative test results zithromax online canada were included for each person.

Negative tests in which the sample had been obtained within 3 weeks before a positive result or after a positive result could have been false negatives. Therefore, these zithromax online canada were excluded. Tests that had been administered within 7 days after a previous negative result were also excluded.

Persons who had previously tested positive before the analysis period were also excluded in order to estimate treatment effectiveness in fully susceptible zithromax online canada persons. All the covariates were included in the model as had been done with previous test-negative case–control analyses, with calendar week included as a factor and without zithromax online canada an interaction with region. With regard to S target–positive or –negative status, only persons who had tested positive on the other two PCR gene targets were included.

Assignment to the delta variant on the basis of S target status was restricted to the week commencing April 12, 2021, and onward in order to aim for high specificity of S target–positive testing for the delta variant.4 treatment effectiveness for the first dose was estimated among persons with a symptom-onset date zithromax online canada that was 21 days or more after receipt of the first dose of treatment, and treatment effects for the second dose were estimated among persons with a symptom-onset date that was 14 days or more after receipt of the second dose. Comparison was made with unvaccinated persons and with persons who had symptom onset in the period of 4 to 13 days after vaccination in order to help account for differences in underlying risk of . The period from the day of treatment administration zithromax online canada (day 0) to day 3 was excluded because reactogenicity to the treatment can cause an increase in testing that biases results, as previously described.10V-safe Surveillance.

Local and Systemic Reactogenicity in Pregnant Persons Table 1. Table 1 zithromax online canada. Characteristics of Persons Who Identified as Pregnant in the V-safe Surveillance System and Received an mRNA buy antibiotics treatment.

Table 2 zithromax online canada. Table 2. Frequency of Local and Systemic Reactions Reported on the Day after mRNA buy antibiotics Vaccination in Pregnant zithromax online canada Persons.

From December 14, 2020, to February 28, 2021, a total of 35,691 v-safe participants identified as pregnant. Age distributions were zithromax online canada similar among the participants who received the Pfizer–BioNTech treatment and those who received the Moderna treatment, with the majority of the participants being 25 to 34 years of age (61.9% and 60.6% for each treatment, respectively) and non-Hispanic White (76.2% and 75.4%, respectively). Most participants (85.8% and 87.4%, respectively) reported being pregnant at the time of vaccination (Table 1).

Solicited reports zithromax online canada of injection-site pain, fatigue, headache, and myalgia were the most frequent local and systemic reactions after either dose for both treatments (Table 2) and were reported more frequently after dose 2 for both treatments. Participant-measured temperature at or above 38°C was reported by less than 1% of the participants on day 1 after dose 1 and by 8.0% after dose 2 for both treatments. Figure 1 zithromax online canada.

Figure 1. Most Frequent zithromax online canada Local and Systemic Reactions Reported in the V-safe Surveillance System on the Day after mRNA buy antibiotics Vaccination. Shown are solicited reactions in pregnant persons and nonpregnant women 16 to 54 years of age who received a messenger RNA (mRNA) antibiotics disease 2019 (buy antibiotics) treatment — BNT162b2 zithromax online canada (Pfizer–BioNTech) or mRNA-1273 (Moderna) — from December 14, 2020, to February 28, 2021.

The percentage of respondents was calculated among those who completed a day 1 survey, with the top events shown of injection-site pain (pain), fatigue or tiredness (fatigue), headache, muscle or body aches (myalgia), chills, and fever or felt feverish (fever).These patterns of reporting, with respect to both most frequently reported solicited reactions and the higher reporting of reactogenicity after dose 2, were similar to patterns observed among nonpregnant women (Figure 1). Small differences in reporting frequency between pregnant persons and nonpregnant women were observed for specific reactions (injection-site pain was reported more frequently among pregnant persons, and other zithromax online canada systemic reactions were reported more frequently among nonpregnant women), but the overall reactogenicity profile was similar. Pregnant persons did not report having severe reactions more frequently than nonpregnant women, except for nausea and vomiting, which were reported slightly more frequently only after dose 2 (Table S3).

V-safe Pregnancy zithromax online canada Registry. Pregnancy Outcomes and Neonatal Outcomes Table 3. Table 3 zithromax online canada.

Characteristics of V-safe Pregnancy Registry Participants. As of March 30, 2021, the v-safe pregnancy registry call center attempted to contact 5230 persons who were vaccinated through zithromax online canada February 28, 2021, and who identified during a v-safe survey as pregnant at or shortly after buy antibiotics vaccination. Of these, 912 were unreachable, 86 declined to participate, and 274 did not meet inclusion criteria (e.g., were never pregnant, were pregnant but received vaccination more than 30 days before the last menstrual period, or did not provide enough information to determine eligibility).

The registry enrolled 3958 zithromax online canada participants with vaccination from December 14, 2020, to February 28, 2021, of whom 3719 (94.0%) identified as health care personnel. Among enrolled participants, most were 25 to 44 years of age (98.8%), non-Hispanic White (79.0%), and, at the time of interview, did not report a buy antibiotics diagnosis during pregnancy (97.6%) (Table 3). Receipt of a first dose of treatment meeting registry-eligibility criteria was reported by 92 participants (2.3%) during the periconception period, by 1132 (28.6%) in the first trimester of pregnancy, by 1714 (43.3%) in the second trimester, and zithromax online canada by 1019 (25.7%) in the third trimester (1 participant was missing information to determine the timing of vaccination) (Table 3).

Among 1040 participants (91.9%) who received a treatment in the first trimester and 1700 (99.2%) who received a treatment in the second trimester, initial data had been collected and follow-up scheduled at designated time points approximately 10 to 12 weeks apart. Limited follow-up zithromax online canada calls had been made at the time of this analysis. Table 4.

Table 4 zithromax online canada. Pregnancy Loss and Neonatal Outcomes in Published Studies and V-safe Pregnancy Registry Participants. Among 827 participants who zithromax online canada had a completed pregnancy, the pregnancy resulted in a live birth in 712 (86.1%), in a spontaneous abortion in 104 (12.6%), in stillbirth in 1 (0.1%), and in other outcomes (induced abortion and ectopic pregnancy) in 10 (1.2%).

A total of 96 of 104 spontaneous abortions (92.3%) occurred before 13 weeks of gestation (Table 4), and 700 of 712 pregnancies that resulted in a live birth (98.3%) zithromax online canada were among persons who received their first eligible treatment dose in the third trimester. Adverse outcomes among 724 live-born infants — including 12 sets of multiple gestation — were preterm birth (60 of 636 among those vaccinated before 37 weeks [9.4%]), small size for gestational age (23 of 724 [3.2%]), and major congenital anomalies (16 of 724 [2.2%]). No neonatal zithromax online canada deaths were reported at the time of interview.

Among the participants with completed pregnancies who reported congenital anomalies, none had received buy antibiotics treatment in the first trimester or periconception period, and no specific pattern of congenital anomalies was observed. Calculated proportions zithromax online canada of pregnancy and neonatal outcomes appeared similar to incidences published in the peer-reviewed literature (Table 4). Adverse-Event Findings on the VAERS During the analysis period, the VAERS received and processed 221 reports involving buy antibiotics vaccination among pregnant persons.

155 (70.1%) involved nonpregnancy-specific adverse events, and 66 (29.9%) involved pregnancy- or neonatal-specific adverse events zithromax online canada (Table S4). The most frequently reported pregnancy-related adverse events were spontaneous abortion (46 cases. 37 in the first trimester, 2 in the second trimester, and 7 in which the trimester was unknown or not reported), followed by stillbirth, premature rupture of membranes, and vaginal bleeding, with 3 reports zithromax online canada for each.

No congenital anomalies were reported to the VAERS, a requirement under the EUAs.We provide estimates of the effectiveness of administration of the CoronaVac treatment in a countrywide mass vaccination campaign for the prevention of laboratory-confirmed buy antibiotics and related hospitalization, admission to the ICU, and death. Among fully immunized persons, the adjusted treatment effectiveness was 65.9% for buy antibiotics and 87.5% for zithromax online canada hospitalization, 90.3% for ICU admission, and 86.3% for death. The treatment-effectiveness results were maintained in both age-subgroup analyses, notably among persons 60 years of age or older, independent of variation in testing and independent of various factors regarding treatment introduction in Chile.

The treatment-effectiveness results in our study are similar to estimates that have been reported in Brazil for the prevention of buy antibiotics zithromax online canada (50.7%. 95% CI, 35.6 to 62.2), including estimates of cases that resulted in medical treatment (83.7%. 95% CI, 58.0 to 93.7) and estimates of a composite end point of hospitalized, zithromax online canada severe, or fatal cases (100%.

95% CI, 56.4 to 100).27 The large confidence intervals for the trial in Brazil reflect the relatively small sample (9823 participants) and the few cases detected (35 cases that led to medical treatment and 10 that were severe). However, our estimates are lower than the treatment effectiveness recently reported zithromax online canada in Turkey (83.5%. 95% CI, 65.4 to 92.1),27,28 possibly owing to the small sample in that phase 3 clinical trial (10,029 participants in the per-protocol analysis), differences in local transmission dynamics, and the predominance of older adults among the fully or partially immunized participants in our study.

Overall, our results suggest that the CoronaVac treatment had high effectiveness against severe disease, hospitalizations, and death, findings that underscore the potential of this treatment to save lives and substantially reduce demands on the health zithromax online canada care system. Our study has at least three zithromax online canada main strengths. First, we used a rich administrative health care data set, combining data from an integrated vaccination system for the total population and from the Ministry of Health FONASA, which covers approximately 80% of the Chilean population.

These data include information on laboratory tests, hospitalization, mortality, onset of symptoms, and clinical history in order to zithromax online canada identify risk factors for severe disease. Information on region of residence also allowed us to control for differences in incidence across the country. We adjusted for income and nationality, which correlate with socioeconomic status in Chile and are thus considered to be social zithromax online canada determinants of health.

The large population sample allowed us to estimate treatment effectiveness both for one dose and for the complete two-dose vaccination schedule. It also zithromax online canada allowed for a subgroup analysis involving adults 60 years of age or older, a subgroup that is at higher risk for severe disease3 and that is underrepresented in clinical trials. Second, data were collected during a rapid vaccination campaign with high uptake and during a period with one of the highest community transmission rates of the zithromax, which allowed for a relatively short follow-up period and for estimation of the prevention of at least four essential outcomes.

buy antibiotics cases and related hospitalization, ICU admission, zithromax online canada and death. Finally, Chile has the highest testing rates for buy antibiotics in Latin America, universal health care access, and a standardized, public reporting system for vital statistics, which limited the number of undetected or unascertained cases and deaths.14 Our study has several limitations. First, as an observational study, it is zithromax online canada subject to confounding.

To account for known confounders, we adjusted the analyses for relevant variables that could affect treatment effectiveness, such as age, sex, underlying medical conditions, region of residence, and nationality. The risk of misclassification bias that would be due to the time-dependent performance of the antibiotics RT-PCR assay is relatively low, because the zithromax online canada median time from symptom onset to testing in Chile is approximately 4 days (98.1% of the tests were RT-PCR assays). In this 4-day period, the sensitivity and specificity of the molecular diagnosis of buy antibiotics are high.38 However, there may be a risk of selection bias.

Systematic differences between the vaccinated and unvaccinated groups, such as health-seeking behavior or risk aversion, may affect the probability of zithromax online canada exposure to the treatment and the risk of buy antibiotics and related outcomes.39,40 However, we cannot be sure about the direction of the effect. Persons may be hesitant to get the treatment for various reasons, including fear of side effects, lack of trust in the government or pharmaceutical companies, or an opinion that they do not need it, and they may be more or less risk-averse. Vaccinated persons may compensate by increasing their risky behavior (Peltzman effect).40 We addressed potential differences in health care access by restricting the analysis to persons who had undergone diagnostic testing, and we found results that were consistent with zithromax online canada those of our main analysis.

Second, owing to the relatively short follow-up in this study, late outcomes may not have yet developed in persons who were infected near the end of the study, because the time from symptom onset to hospitalization or death can vary substantially.3,15 Therefore, effectiveness estimates regarding severe disease and death, in particular, should be interpreted with caution. Third, during the study period, ICUs in Chile were operating at 93.5% of their capacity on average (65.7% of the patients had buy antibiotics).32 If fewer zithromax online canada persons were hospitalized than would be under regular ICU operation, our effectiveness estimates for protection against ICU admission might be biased downward, and our effectiveness estimates for protection against death might be biased upward (e.g., if patients received care at a level lower than would usually be received during regular health system operation). Fourth, although zithromax online canada the national genomic surveillance for antibiotics in Chile has reported the circulation of at least two viral lineages considered to be variants of concern, P.1 and B.1.1.7 (or the gamma and alpha variants, respectively),41 we lack representative data to estimate their effect on treatment effectiveness (Table S2).

Results from a test-negative design study of the effectiveness of the CoronaVac treatment in health care workers in Manaus, Brazil, where the gamma variant is now predominant, showed that the efficacy of at least one dose of the treatment against buy antibiotics was 49.6% (95% CI, 11.3 to 71.4).30 Although the treatment-effectiveness estimates in Brazil are not directly comparable with our estimates owing to differences in the target population, the vaccination schedule (a window of 14 to 28 days between doses is recommended in Brazil42), and immunization status, they highlight the importance of continued treatment-effectiveness monitoring. Overall, our study results suggest that the CoronaVac treatment was highly effective in protecting against severe disease and death, zithromax online canada findings that are consistent with the results of phase 2 trials23,24 and with preliminary efficacy data.27,28Participants Figure 1. Figure 1.

Enrollment and zithromax online canada Randomization. The diagram represents all enrolled participants through November 14, 2020. The safety zithromax online canada subset (those with a median of 2 months of follow-up, in accordance with application requirements for Emergency Use Authorization) is based on an October 9, 2020, data cut-off date.

The further procedures that one participant in the placebo group declined after dose 2 (lower right corner of the diagram) were those involving collection of blood and nasal swab samples.Table 1. Table 1 zithromax online canada. Demographic Characteristics of the Participants in the Main Safety Population.

Between July 27, 2020, zithromax online canada and November 14, 2020, a total of 44,820 persons were screened, and 43,548 persons 16 years of age or older underwent randomization at 152 sites worldwide (United States, 130 sites. Argentina, 1. Brazil, 2 zithromax online canada.

South Africa, 4. Germany, 6 zithromax online canada. And Turkey, 9) in the phase 2/3 portion of the trial.

A total zithromax online canada of 43,448 participants received injections. 21,720 received BNT162b2 and 21,728 received placebo (Figure 1). At the data cut-off date of October 9, a total of 37,706 participants had a median of at least 2 months of safety zithromax online canada data available after the second dose and contributed to the main safety data set.

Among these 37,706 participants, 49% were female, 83% were White, 9% were Black or African American, 28% were zithromax online canada Hispanic or Latinx, 35% were obese (body mass index [the weight in kilograms divided by the square of the height in meters] of at least 30.0), and 21% had at least one coexisting condition. The median age was 52 years, and 42% of participants were older than 55 years of age (Table 1 and Table S2). Safety Local zithromax online canada Reactogenicity Figure 2.

Figure 2. Local and Systemic Reactions Reported within 7 Days after zithromax online canada Injection of BNT162b2 or Placebo, According to Age Group. Data on local and systemic reactions and use of medication were collected with electronic diaries from participants in the reactogenicity subset (8,183 participants) for 7 days after each vaccination.

Solicited injection-site zithromax online canada (local) reactions are shown in Panel A. Pain at the injection site was assessed according to the following scale. Mild, does not interfere zithromax online canada with activity.

Moderate, interferes with activity. Severe, prevents zithromax online canada daily activity. And grade 4, emergency department visit or hospitalization.

Redness and swelling were measured according to the zithromax online canada following scale. Mild, 2.0 to 5.0 cm in diameter. Moderate, >5.0 zithromax online canada to 10.0 cm in diameter.

Severe, >10.0 cm in diameter. And grade 4, necrosis or exfoliative zithromax online canada dermatitis (for redness) and necrosis (for swelling). Systemic events and medication use are shown in Panel B.

Fever categories zithromax online canada are designated in the key. Medication use zithromax online canada was hop over to this website not graded. Additional scales were as follows.

Fatigue, headache, chills, new or worsened muscle pain, new or zithromax online canada worsened joint pain (mild. Does not interfere with activity. Moderate.

Some interference with activity. Or severe. Prevents daily activity), vomiting (mild.

1 to 2 times in 24 hours. Moderate. >2 times in 24 hours.

Or severe. Requires intravenous hydration), and diarrhea (mild. 2 to 3 loose stools in 24 hours.

Moderate. 4 to 5 loose stools in 24 hours. Or severe.

6 or more loose stools in 24 hours). Grade 4 for all events indicated an emergency department visit or hospitalization. Н™¸ bars represent 95% confidence intervals, and numbers above the 𝙸 bars are the percentage of participants who reported the specified reaction.The reactogenicity subset included 8183 participants.

Overall, BNT162b2 recipients reported more local reactions than placebo recipients. Among BNT162b2 recipients, mild-to-moderate pain at the injection site within 7 days after an injection was the most commonly reported local reaction, with less than 1% of participants across all age groups reporting severe pain (Figure 2). Pain was reported less frequently among participants older than 55 years of age (71% reported pain after the first dose.

66% after the second dose) than among younger participants (83% after the first dose. 78% after the second dose). A noticeably lower percentage of participants reported injection-site redness or swelling.

The proportion of participants reporting local reactions did not increase after the second dose (Figure 2A), and no participant reported a grade 4 local reaction. In general, local reactions were mostly mild-to-moderate in severity and resolved within 1 to 2 days. Systemic Reactogenicity Systemic events were reported more often by younger treatment recipients (16 to 55 years of age) than by older treatment recipients (more than 55 years of age) in the reactogenicity subset and more often after dose 2 than dose 1 (Figure 2B).

The most commonly reported systemic events were fatigue and headache (59% and 52%, respectively, after the second dose, among younger treatment recipients. 51% and 39% among older recipients), although fatigue and headache were also reported by many placebo recipients (23% and 24%, respectively, after the second dose, among younger treatment recipients. 17% and 14% among older recipients).

The frequency of any severe systemic event after the first dose was 0.9% or less. Severe systemic events were reported in less than 2% of treatment recipients after either dose, except for fatigue (in 3.8%) and headache (in 2.0%) after the second dose. Fever (temperature, ≥38°C) was reported after the second dose by 16% of younger treatment recipients and by 11% of older recipients.

Only 0.2% of treatment recipients and 0.1% of placebo recipients reported fever (temperature, 38.9 to 40°C) after the first dose, as compared with 0.8% and 0.1%, respectively, after the second dose. Two participants each in the treatment and placebo groups reported temperatures above 40.0°C. Younger treatment recipients were more likely to use antipyretic or pain medication (28% after dose 1.

45% after dose 2) than older treatment recipients (20% after dose 1. 38% after dose 2), and placebo recipients were less likely (10 to 14%) than treatment recipients to use the medications, regardless of age or dose. Systemic events including fever and chills were observed within the first 1 to 2 days after vaccination and resolved shortly thereafter.

Daily use of the electronic diary ranged from 90 to 93% for each day after the first dose and from 75 to 83% for each day after the second dose. No difference was noted between the BNT162b2 group and the placebo group. Adverse Events Adverse event analyses are provided for all enrolled 43,252 participants, with variable follow-up time after dose 1 (Table S3).

More BNT162b2 recipients than placebo recipients reported any adverse event (27% and 12%, respectively) or a related adverse event (21% and 5%). This distribution largely reflects the inclusion of transient reactogenicity events, which were reported as adverse events more commonly by treatment recipients than by placebo recipients. Sixty-four treatment recipients (0.3%) and 6 placebo recipients (<0.1%) reported lymphadenopathy.

Few participants in either group had severe adverse events, serious adverse events, or adverse events leading to withdrawal from the trial. Four related serious adverse events were reported among BNT162b2 recipients (shoulder injury related to treatment administration, right axillary lymphadenopathy, paroxysmal ventricular arrhythmia, and right leg paresthesia). Two BNT162b2 recipients died (one from arteriosclerosis, one from cardiac arrest), as did four placebo recipients (two from unknown causes, one from hemorrhagic stroke, and one from myocardial infarction).

No deaths were considered by the investigators to be related to the treatment or placebo. No buy antibiotics–associated deaths were observed. No stopping rules were met during the reporting period.

Safety monitoring will continue for 2 years after administration of the second dose of treatment. Efficacy Table 2. Table 2.

treatment Efficacy against buy antibiotics at Least 7 days after the Second Dose. Table 3. Table 3.

treatment Efficacy Overall and by Subgroup in Participants without Evidence of before 7 Days after Dose 2. Figure 3. Figure 3.

Efficacy of BNT162b2 against buy antibiotics after the First Dose. Shown is the cumulative incidence of buy antibiotics after the first dose (modified intention-to-treat population). Each symbol represents buy antibiotics cases starting on a given day.

Filled symbols represent severe buy antibiotics cases. Some symbols represent more than one case, owing to overlapping dates. The inset shows the same data on an enlarged y axis, through 21 days.

Surveillance time is the total time in 1000 person-years for the given end point across all participants within each group at risk for the end point. The time period for buy antibiotics case accrual is from the first dose to the end of the surveillance period. The confidence interval (CI) for treatment efficacy (VE) is derived according to the Clopper–Pearson method.Among 36,523 participants who had no evidence of existing or prior antibiotics , 8 cases of buy antibiotics with onset at least 7 days after the second dose were observed among treatment recipients and 162 among placebo recipients.

This case split corresponds to 95.0% treatment efficacy (95% confidence interval [CI], 90.3 to 97.6. Table 2). Among participants with and those without evidence of prior SARS CoV-2 , 9 cases of buy antibiotics at least 7 days after the second dose were observed among treatment recipients and 169 among placebo recipients, corresponding to 94.6% treatment efficacy (95% CI, 89.9 to 97.3).

Supplemental analyses indicated that treatment efficacy among subgroups defined by age, sex, race, ethnicity, obesity, and presence of a coexisting condition was generally consistent with that observed in the overall population (Table 3 and Table S4). treatment efficacy among participants with hypertension was analyzed separately but was consistent with the other subgroup analyses (treatment efficacy, 94.6%. 95% CI, 68.7 to 99.9.

Case split. BNT162b2, 2 cases. Placebo, 44 cases).

Figure 3 shows cases of buy antibiotics or severe buy antibiotics with onset at any time after the first dose (mITT population) (additional data on severe buy antibiotics are available in Table S5). Between the first dose and the second dose, 39 cases in the BNT162b2 group and 82 cases in the placebo group were observed, resulting in a treatment efficacy of 52% (95% CI, 29.5 to 68.4) during this interval and indicating early protection by the treatment, starting as soon as 12 days after the first dose.To the Editor. Severe acute respiratory syndrome antibiotics 2 (antibiotics) in children is often asymptomatic or results in only mild disease.1 Data on the extent of transmission of antibiotics from children and adolescents in the household setting, including transmission to older persons who are at increased risk for severe disease, are limited.2 After an outbreak of antibiotics disease 2019 (buy antibiotics) at an overnight camp,3 we conducted a retrospective cohort study involving camp attendees and their household contacts to assess secondary transmission and factors associated with household transmission (additional details are provided in the Methods section in the Supplementary Appendix, available with the full text of this letter at NEJM.org).

We interviewed 224 index patients who were 7 to 19 years of age and for whom there was evidence of antibiotics on the basis of molecular or antigen laboratory testing. A total of 198 of these campers (88%) were symptomatic. Symptoms developed in 141 of these 198 children or adolescents (71%) after they returned home from camp.

Of 526 household contacts of these index patients, 377 (72%) were tested for antibiotics, and 46 (12%) of those who were tested had positive results. An additional 2 secondary cases of were identified according to clinical and epidemiologic criteria.4 A total of 38 of the 48 secondary cases (79%) occurred in households where the index patient had become symptomatic after returning home from camp. The median serial interval (i.e., the interval between the onset of symptoms in the index patient and the onset of symptoms in the household contacts infected by that patient) was 5.0 days (95% confidence interval [CI], 4.0 to 6.5).

Transmission occurred in 35 of 194 households (18%). In these households, the secondary attack rate was 45% (95% CI, 36 to 54) (48 of 107 households). Among the household contacts who became infected and who were at least 18 years of age, 4 of 41 (10%) were hospitalized (length of hospital stay, 5 to 11 days).

None of the 7 persons with a secondary case of who were younger than 18 years were hospitalized. Table 1. Table 1.

Unadjusted and Adjusted Odds Ratio for a Secondary Case of antibiotics among Household Contacts. Of the index patients who responded to our question regarding preventive measures, 146 of 217 (67%) reported that they had maintained physical distancing and 73 of 216 (34%) reported that they had always worn masks around contacts during the infectious period after they returned home. In a univariable logistic-regression model, among the index patients who were 18 years of age or younger, the increasing use of physical distancing and masks was associated with the older age of the patient (with age as a continuous variable, odds ratio for physical distancing, 1.4.

95% CI, 1.2 to 1.5. Odds ratio for mask use, 1.4. 95% CI, 1.2 to 1.6).

In a multivariable regression model, the risk of a secondary case of among household contacts was lower among contacts of index patients who had practiced physical distancing than among contacts of index patients who did not (adjusted odds ratio, 0.4. 95% CI, 0.1 to 0.9) (Table 1). Household members who had close or direct contact with the index patient had a higher risk of than those who had minimal to no contact (adjusted odds ratio with close contact, 5.2.

95% CI, 1.2 to 22.5. And adjusted odds ratio with direct contact, 5.8. 95% CI, 1.8 to 18.8).

We excluded missing data from the regression models, and confidence intervals were not adjusted for multiplicity. This retrospective study showed that the efficient transmission of antibiotics from school-age children and adolescents to household members led to the hospitalization of adults with secondary cases of buy antibiotics. In households in which transmission occurred, half the household contacts were infected.

The secondary attack rates in this study were probably underestimates because test results were reported by the patients themselves and testing was voluntary. In addition, a third of the index patients returned home from camp after the onset of symptoms, when they were presumably not as infectious as they were before and during the onset of symptoms,5 and two thirds adopted physical distancing because of a known exposure at camp. Both of these factors probably reduced the transmission of antibiotics in the household.

When feasible, children and adolescents with a known exposure to antibiotics or a diagnosis of buy antibiotics should remain at home and maintain physical distance from household members. Victoria T. Chu, M.D., M.P.H.Anna R.

Yousaf, M.D.Karen Chang, Ph.D.Noah G. Schwartz, M.D.Clinton J. McDaniel, M.P.H.Scott H.

Lee, Ph.D.Centers for Disease Control and Prevention, Atlanta, GA [email protected]Christine M. Szablewski, D.V.M.Marie Brown, M.P.H.Cherie L. Drenzek, D.V.M.Georgia Department of Public Health, Atlanta, GAEmilio Dirlikov, Ph.D.Dale A.

Rose, Ph.D.Julie Villanueva, Ph.D.Alicia M. Fry, M.D.Aron J. Hall, D.V.M.Hannah L.

Kirking, M.D.Jacqueline E. Tate, Ph.D.Tatiana M. Lanzieri, M.D.Rebekah J.

Stewart, M.S.N., M.P.H.Centers for Disease Control and Prevention, Atlanta, GAfor the Georgia Camp Investigation Team Supported by the CDC. The findings and conclusions in this letter are those of the authors and do not necessarily represent the official position of the Centers for Disease Control and Prevention (CDC).This letter was published on July 21, 2021, at NEJM.org. A complete list of members of the Georgia Camp Investigation Team is provided in the Supplementary Appendix, available with the full text of this letter at NEJM.org.

Drs. Chu and Yousaf contributed equally to this letter. 5 References1.

Dong Y, Mo X, Hu Y, et al. Epidemiology of buy antibiotics among children in china. Pediatrics 2020;145(6):e20200702-e20200702.2.

buy antibiotics Response Team. Severe outcomes among patients with antibiotics disease 2019 (buy antibiotics) — United States, February 12–March 16, 2020. MMWR Morb Mortal Wkly Rep 2020;69:343-346.3.

Szablewski CM, Chang KT, McDaniel CJ, et al. antibiotics transmission dynamics in a sleep-away camp. Pediatrics 2021;147(4):e2020046524-e2020046524.4.

antibiotics Disease 2019 (buy antibiotics). 2020 interim case definition, approved August 5, 2020. Atlanta.

Centers for Disease Control and Prevention, 2020 (https://ndc.services.cdc.gov/case-definitions/antibiotics-disease-2019-2020-08-05/).Google Scholar5. He X, Lau EHY, Wu P, et al. Temporal dynamics in viral shedding and transmissibility of buy antibiotics.

Nat Med 2020;26:672-675.10.1056/NEJMc2031915-t1Table 1. Unadjusted and Adjusted Odds Ratio for a Secondary Case of antibiotics among Household Contacts.* VariableUnivariable ModelMultivariable ModelUnadjusted Odds Ratio(95% CI)Adjusted Odds Ratio(95% CI)Index patients†Age — yr7–102.3 (0.7–7.0)0.7 (0.2–2.9)11–151.1 (0.5–2.8)0.7 (0.3–1.6)16–191.0 (reference)1.0 (reference)buy antibiotics symptom statusSymptomatic5.5 (0.8–40.7)5.5 (0.8–38.1)Asymptomatic1.0 (reference)1.0 (reference)Maintained physical distancingYes0.3 (0.1–0.6)0.4 (0.1–0.9)No1.0 (reference)1.0 (reference)Always wore a mask around household contactsYes0.2 (0.1–0.6)0.5 (0.2–1.3)No1.0 (reference)1.0 (reference)Household contacts†Contact with index patient‡Direct contact8.2 (2.7–24.7)5.8 (1.8–18.8)Close contact5.4 (1.4–20.9)5.2 (1.2–22.5)Minimal to no contact1.0 (reference)1.0 (reference).

Zithromax dosage for bronchitis

Hundreds of millions in federal buy antibiotics grants weren't enough to prevent zithromax dosage for bronchitis Northwell Health from losing money in the first half of 2020. The New Hyde Park, New York-based health system reported a $250 million operating loss in the first six months of 2020, a 4% loss margin, compared with $70 million in operating income in the prior-year period, a 1.2% margin. The 2020 loss is despite receiving $1.2 billion in grants under the antibiotics zithromax dosage for bronchitis Aid, Relief and Economic Security Act through Aug. 28, $754 million of which was recorded in the first half of the year.

Northwell said it zithromax dosage for bronchitis recognized another $100 million worth of federal grants as revenue in July. The not-for-profit system has also taken in about $1 billion in accelerated Medicare payments, which must by fully repaid by May 2021 to avoid interest. Northwell's 4% loss margin in the first half of the year was slightly improved from the system's 4.6% loss margin in the zithromax dosage for bronchitis first quarter, which ended March 31. The health system said its non-buy antibiotics volumes began to recover in mid-April, shortly after its buy antibiotics cases started to decline.

By July, ambulatory visits were at 90% of zithromax dosage for bronchitis their 2019 levels, compared with just 5% in April. Health center visits, including to urgent care clinics, were at 115% of their 2019 levels, compared with 63% in April. Not including any of the federal relief grants, Northwell zithromax dosage for bronchitis said the negative financial impact of the zithromax is estimated at nearly $1.2 billion in the first half of 2020, mostly because of suspended procedures at the height of the zithromax. Northwell said unaudited financial results from July show another $100 million in damage that month, with more expected depending on the trajectory of the crisis.

Northwell's revenue increased 4% year-over-year zithromax dosage for bronchitis to $6.3 billion in the first half of 2020. The increase was almost entirely driven by CARES Act grants. Patient revenue declined almost 10%.On the volumes front, discharges were down 16.3% in the first six months zithromax dosage for bronchitis of 2020 year-over-year, and ambulatory surgery visits declined 42% in that time. Emergency department visits were down 24% year-over-year, and health center visits, including to urgent care clinics, fell 12%.

Home care admissions declined 19% zithromax dosage for bronchitis. Northwell's operating expenses jumped 9.5% in the first half of 2020 year-over-year to $6.6 billion. The largest chunk, salaries and benefits, spiked 11.2% as a result of the zithromax zithromax dosage for bronchitis. Northwell said that's because it paid bonuses to frontline workers, expanded its physician and ambulatory network and supported population health programs.

Wage increases and staffing for various IT, safety and quality initiatives also played a zithromax dosage for bronchitis role. Northwell's supply expenses grew 6.3% in the first half of 2020 because of the cost of personal protective equipment, lab supplies, drugs and other zithromax-related costs. Northwell said supply costs would have been higher zithromax dosage for bronchitis if not for the reduction in surgical volumes Northwell's operating cash flow was $102 million in the 2020 period, compared with $397 million in the 2019 period. The health system saw a net loss of $329 million in the first six months of 2020, compared with net income of $393 million in the 2019 period..

Hundreds of millions in federal buy antibiotics grants weren't enough http://mpa.ms/get-viagra-online/ to prevent Northwell Health from losing money in the first half of zithromax online canada 2020. The New Hyde Park, New York-based health system reported a $250 million operating loss in the first six months of 2020, a 4% loss margin, compared with $70 million in operating income in the prior-year period, a 1.2% margin. The 2020 loss is despite receiving $1.2 billion in grants under the antibiotics Aid, zithromax online canada Relief and Economic Security Act through Aug. 28, $754 million of which was recorded in the first half of the year. Northwell said it recognized another $100 million worth of zithromax online canada federal grants as revenue in July.

The not-for-profit system has also taken in about $1 billion in accelerated Medicare payments, which must by fully repaid by May 2021 to avoid interest. Northwell's 4% loss margin in the first half of zithromax online canada the year was slightly improved from the system's 4.6% loss margin in the first quarter, which ended March 31. The health system said its non-buy antibiotics volumes began to recover in mid-April, shortly after its buy antibiotics cases started to decline. By July, ambulatory zithromax online canada visits were at 90% of their 2019 levels, compared with just 5% in April. Health center visits, including to urgent care clinics, were at 115% of their 2019 levels, compared with 63% in April.

Not including any of the zithromax online canada federal relief grants, Northwell said the negative financial impact of the zithromax is estimated at nearly $1.2 billion in the first half of 2020, mostly because of suspended procedures at the height of the zithromax. Northwell said unaudited financial results from July show another $100 million in damage that month, with more expected depending on the trajectory of the crisis. Northwell's revenue increased 4% year-over-year zithromax online canada to $6.3 billion in the first half of 2020. The increase was almost entirely driven by CARES Act grants. Patient revenue declined almost zithromax online canada 10%.On the volumes front, discharges were down 16.3% in the first six months of 2020 year-over-year, and ambulatory surgery visits declined 42% in that time.

Emergency department visits were down 24% year-over-year, and health center visits, including to urgent care clinics, fell 12%. Home care admissions zithromax online canada declined 19%. Northwell's operating expenses jumped 9.5% in the first half of 2020 year-over-year to $6.6 billion. The largest chunk, salaries and benefits, zithromax online canada spiked 11.2% as a result of the zithromax. Northwell said that's because it paid bonuses to frontline workers, expanded its physician and ambulatory network and supported population health programs.

Wage increases and staffing for various IT, safety and quality initiatives zithromax online canada also played a role. Northwell's supply expenses grew 6.3% in the first half of 2020 because of the cost of personal protective equipment, lab supplies, drugs and other zithromax-related costs. Northwell said zithromax online canada supply costs would have been higher if not for the reduction in surgical volumes Northwell's operating cash flow was $102 million in the 2020 period, compared with $397 million in the 2019 period. The health system saw a net loss of $329 million in the first six months of 2020, compared with net income of $393 million in the 2019 period..

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RESEARCH

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My research is interdisciplinary and multi-level, and it coalesces around the broad areas of strategy, technology and innovation. Strategic innovation is the process by which an organization reinvents or redesigns its strategy to drive change, enhance value creation across stakeholders, and, ultimately, to sustain itself. Thus, it focuses on the art, science, and process of building, implementing, and constantly evaluating strategy in organizational settings. It integrates traditional approaches to strategic management, with the tools, frameworks, and values related to design thinking and innovation. As my record indicates, most of my research focuses specifically on the way information technology is used in organizational settings to help organizations achieve competitive advantage. I look toward the future, it is at this intersection and integration of disciplines and “schools of thought” that great opportunity for impact and contribution exists.

My passion is to understand how organizations can improve their capacity to innovate, change, and reinvent themselves through a more effective strategic innovation process, and re-conceptualizing the role of information technology. By developing and cultivating their strategic innovation capability, organizations will sustain themselves and create greater value for a broader range of stakeholders. While using theories and frameworks from diverse disciplines (strategy, social and cognitive psychology, innovation management, information systems), I examine how strategy and innovation occur within individuals, teams, organizations, inter-firm relationships, and even value chains and how it ultimately impacts value creation for diverse stakeholders. In doing so, I explore strategic innovation in both established and entrepreneurial firms and at multiple levels of analysis (network, inter-firm, organizational, and individual).

I resist reductionism when studying strategic innovation, and have a strong bias toward holistic and systems orientations to understand organizational systems and the inherently complex process of strategic innovation. In most cases, I explore these issues through in-depth, longitudinal qualitative case studies and have a strong action research orientation, though I believe strongly in the power of both qualitative and quantitative techniques if adequately applied. My current and future research streams are mentioned below.

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  1. Strategy Making Processes – In this stream I investigate the process of strategy making. and utilize an action research approach to examine it in its real world context and contribute to our collective understanding of how we can do it better.
  2. Innovation Management Processes – I focus specifically on design thinking and also utilize an action research methodology to contribute to our collective understanding of its efficacy and explore methods for making it even more useful in organizational settings.
  3. Strategic Innovation – This stream focuses on the linkages between strategy making and innovation management in organizational settings.


PUBLICATIONS

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Lewis, M., Hayward, S., Baxter, R., & Coffey, B.  “Stakeholder Enrolment and Business Network Formation: A Process Perspective on Technology Innovation.” International Journal of Technoentrepeneurship. Forthcoming.

Hornyay, R., Lewis, M., & Sankaranarayanan, B. “Radio Frequency Identification–Enabled Capabilities in a Healthcare Context: An Exploratory Study.” Health Informatics Journal, vol. 22, no. 3, 562–578.

Lewis, M., Hayward, S., & Kasi, V. 2015. “The Peril of One: Architecting a Sourcing Strategy at Edwards Paper Co.” Business Case Journal, vol. 22, no. 1.

Lewis, M., & Elevar, R. 2014. “Managing and Fostering Creativity: An Integrated Approach.” International Journal of Management Education, vol. 12, no. 3, 235–247.

Lewis, M., Hayward, S., & Kasi, V. 2013. “The Hazards of Sole Sourcing Relationships: Challenges, Practices, and Insights.” Advanced Management Journal, vol. 78, no. 3, 28–37.

Lewis, M., Baxter, R., & Pouder, R. 2013. “The Development and Deployment of Electronic Personal Health Records: A Strategic Positioning Perspective.” Journal of Health Organization and Management, vol. 27, no. 5, 577–600.

Lewis, M., Sankaranarayanan, B., & Rai, A. 2012. “Technology and Context: A Sociomaterial Perspective on Technology Enabled Change.” Academy of Management Annual Meeting Proceedings. 

Lewis, M. 2011. “An Integrated Approach to Teaching the Capstone Strategic Management Course: A Left- and Right-Brained Approach.” Business Education Innovation Journal, vol. 3, no. 2, 66–72.

Lewis, M., Mathiassen, L., & Rai, A. 2011. “Scalable Growth in IT-enabled Service Provisioning: A Sensemaking Perspective.” European Journal of Information Systems, vol. 20, no. 3, 285–302.

Gogan, J., & Lewis, M. 2011. “Peak Experiences and Strategic IT alignment at Vermont Teddy Bear.” Journal of Information Technology Teaching Cases.  No. JIT031-PDF-ENG

Rai, A., Venkatesh, V., Bala, H., & Lewis, M. 2010. “Transitioning to a Modular Enterprise Architecture: Drivers, Constraints, and Actions.” Management Information Systems Quarterly Executive, vol. 9, no. 2.

Lewis, M., Hornyak, R., Patnayakuni, R., & Rai, A. 2008. “Business Network Agility for Global Demand–Supply Synchronization: A Comparative Case Study in the Apparel Industry.” Journal of Global Information Technology Management, vol. 11, no. 2, 5–29.

Lewis, M., Young, B., Mathiassen, L., Rai, A., & Welke, R. 2007. “Business Process Innovation Based on Stakeholder Perceptions.” Information, Knowledge, and Systems Management, vol. 6, nos. 1-2, 7–27.

Lewis, M., Rai, A., Forquer, D., & Quinter, D. 2007. UPS and HP: Value Creation Through Supply Chain Partnerships. London, ON: Ivey Publishing. No. 907D02-PDF-ENG (Over 8,000 copies sold to date.)

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Lewis, M., Rai, A., & Mathiassen, L. 2016. The Enactment of Interorganizational Relational Strategy and the Dynamics of Governance. Academy of Management National Meeting, Anaheim, CA.

Lewis, M., & Pouder, R. 2015. Highland Brewing Company: Nipping at our Heels and Sitting on our Heads. North American Case Research Association Annual Conference, Orlando, FL.

Lewis, M., Hayward, S., & Baxter. R. 2013. Architecting a Sourcing Strategy: The Peril of One and the Downside of Many at Atlantico. North American Case Research Association Annual Conference, Victoria, BC.

Lewis, M., Sankaranarayanan, B., & Rai, A. 2012. Technology and Context: A Sociomaterial Perspective on Technology Enabled Change. Academy of Management National Meeting, Boston, MA.

Lewis, M., Sankaranarayanan, B., & Rai, A. 2011. RFID-Enabled Innovation and Its Impact on Healthcare Process Performance: A Multilevel Analysis. International Conference on Information Systems, St. Louis, MO.

Lewis, M., & Baxter, R. 2010. Negotiating the Pack: The Development and Deployment of Electronic Personal Health Records. TIM Track, Academy of Management National Meeting, Montréal, QC.

Gogan, J., Lewis, M., Sankaranaryanan, B., & Johnson, E. 2010. Aiming at a Moving Target: IT Alignment in Toy Companies. European Conference on Information Systems, Perto, South Africa.

Lewis, M., Sankaranarayanan, B., & Rai, A. 2009. Exploring Transition in Healthcare Information Systems: A Process Perspective on RFID Enabled Change. 29th Annual International Conference on Information Systems, Phoenix, AZ.

Baxter, R., & Lewis, M. 2009. The Influence of Industry Structure on the Development and Deployment of a Personal Health Record System. Organizations and Society in Information Systems (OASIS) Conference, Phoenix, AZ.

Lewis, M., Sankaranarayanan, B., & Rai, A. 2009. RFID-Enabled Process Capabilities and Their Impacts on Healthcare Process Performance: A Multilevel Analysis. European Conference on Information Systems, Verona, Italy.

Lewis, M., Mathiassen, L., & Rai, A. 2009. Developing IS-Enabled Capabilities for a Vendor: A Case Study. Americas Conference on Information Systems, San Francisco, CA.

Lewis, M., & Rai, A. 2007. Building Sustainable Partnerships. MISQ-Executive Workshop.

Lewis, M. 2005. Sensemaking in Strategic Outsourcing Partnerships: A Multilevel Investigation of IT enabled Dynamic Capabilities. Research Poster in the IFIP TC 8 WG 8.6 International Working Conference Notebook, Atlanta, GA.

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Lewis, M., & Rai, A. 2006. Building Sustainable Partnerships: Ensuring Your Supply Chain Partnerships are Built to Last. Supply Chain Strategy, MIT.

Rai, A., Sambamurthy, V., & Lewis, M. 2002. Adaptive Logistics and Transportation. SAP Sponsored Thought Leadership Forum on Adaptive Supply Chain Networks.

Rai, A., Ruppel, C., & Lewis, M. 2002. Sense and Respond. SAP Sponsored Thought Leadership Forum on Adaptive Supply Chain Networks.

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Lewis, M., Hornyak, R., & Pouder, R. 2016. Highland Brewing Company: A Case of Product and Experience Design. Craft Beverages and Tourism, Volume 1: The Rise of Breweries and Distilleries in the United States. Forthcoming.

 



COURSES

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AppLab is multidisciplinary course that uses design thinking to solve real world problems. It is team taught with a diverse group of faculty across the university and draws students from an equally diverse set of disciplinary backgrounds. It his highly experiential, problem based, and adopts a action learning pedagogy. Click here for course brochure and click here for press related to AppLab.

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I teach Strategic Management by integrating traditional strategic management frameworks and design thinking. The traditional strategic management frameworks are useful for helping students understand what strategy is and for assessing “as-is” states of organizations, but in my mind it falls short when helping to guide the creation of strategic priorities, initiatives, and measures (that move beyond incremental adjustments) as part of a strategic planning process. Therefore, to fill this gap, I utilize design thinking in the formulation stages to support ideation and support implementation efforts. Within strategic management I teach the following courses:

  • MBA 5750 – At the graduate level I push much of the content online and focus class time on the class project. Students are divided into teams and have an external client for which they are responsible for developing a strategic plan.
  • MGT 4750 – At the Undergraduate level I divide the course in two halves. The first focuses on learning the traditional strategic management frameworks. The second half focuses on applying the frameworks to a real life strategic planning project.

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This course explores individual level factors that can impede and enhance creativity, and then does a deep dive on the design thinking process. We conclude with a short module on the impact of the organizational environment for supporting design oriented work. Like most of my classes, this is also centered on a real world project with external clients.

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  • Managerial Decision Making
  • Introduction to Information Systems


CONSULTING

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My consulting is delivered through Trailhead Design Co. Trailhead’s purpose is to help organizations achieve Peak Performance by integrating innovation and strategy. We do this by helping you drive innovation throughout your organization and carve out a unique position in your industry to create competitive advantage. This integration of innovation and strategy leads to a powerful engine that drives sustainable growth. To achieve this, we focus on two key practice areas:

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Innovation Workshops: Our innovation workshops focus on helping you build the internal capabilities to continuously innovate. We offer them at three levels:

  • Design Thinking- At the process level we focus on design thinking, a problem framing and solving process that drives innovation. If we can help everyone in your organization learn design process and share a common vocabulary for innovation, great things can happen. Click here for our current design thinking workshop.
  • Innovative Environment – Great processes need to be embedded in organizational environment that support them. So we work with organizations to evaluate and then enhance their culture, organizational design, and leadership practices through our Innovative Environment offering.
  • Personal Mastery – Innovation is hard work, organizations need individuals that understand their unique role in enabling innovation to occur. So our third area of focus relates to personal mastery, or helping individuals develop the capacities to become positive change makers in their organizations.

Innovation Consulting:

  • Design Studio – Our design studio offering takes the hard work of design and innovation off of your shoulders. Come to us with a design challenge that you simply don’t have bandwidth to tackle internally, and we will assemble a diverse team of experts to deliver solutions at a fraction of the cost of larger design firms.

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Strategy Workshop: Our strategy workshop focuses on helping you build internal strategic planning capabilities so you can drive the process yourself, continuously.

  • Strategic Planning – This workshop teaches a novel approach to strategic planning that integrates traditional strategic planning frameworks with design thinking. Doing so helps clients challenge the status quo and discover novel ways to position themselves in their competitive industries, respond to environment changes, and create value for all stakeholders. The process culminates with clearly defined strategic priorities, initiatives, and measures to help your organization achieve Peak Performance.

Strategy Consulting: Let’s face it. You are busy. In this offering we do the heavy lifting. Where the most renowned strategic consultancies have MBAs, our team generally has PhDs. Yet, given lower overhead, we work for a fraction of the cost.

  • Strategy Consulting – We collect the data, we analyze and interpret it, and we formulate into a set of actionable priorities, initiates, and measures that help your company move forward. Of course, we do this while working side-by-side with you. We are experts in the process, in collecting and analyzing data to generate important insights, and framing it in actionable ways so you can move forward. You are experts in your business. Let’s work together.

Trailhead’s website is currently underdevelopment and will go live in Summer, 2017. Until then, contact me at markolewis@gmail.com for more information. We would love to help your organization become alive again, by enhancing its capacity to innovate and positioning it for continued success!

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